Unfix your income: Address the rising cost of living with Increasing Income potential.

¹ Assumes you don’t take more than the annual maximum income payment. Once established, the annual maximum income payment can only decrease if you take an excess withdrawal. Excess withdrawals reduce your contract value, income payments, and any guaranteed death benefit value, and may end your contract.

² A 1.25% annual product fee and 0.70% Income Benefit rider fee are accrued daily and deducted on each quarterly contract anniversary, calculated as a percentage of the charge base. The Income Benefit rider is automatically included in the contract at issue and cannot be added to a contract after issue. The Income Benefit rider also offers a Level Income option that provides a higher initial Income Percentage. There is a lower likelihood of receiving income payment increases with Level Income, but it is possible if the contract value increases from one income benefit anniversary to the next.  

³ Allianz 2025 Q1 Quarterly Market Perceptions Study, conducted in February 2025 with a nationally representative sample of 1,004 respondents age 18+.

⁴ Income benefits were elected from 1/1/2008 (when the first contract eligible for annual reset method income increases was elected) through 12/31/2023, and would have been eligible to receive interest credits from 1/1/2009 through 12/31/2024. Income increases are reflective of multiple FIA products and income benefits that were available at that time. Individual contracts may have seen varying amounts of income increases. There is no guarantee a contract will receive an increase in any given year. Results for fixed index contracts are not a prediction of results for variable contracts, as they will vary. Past credits are not a guarantee of future results.

⁵ The total number of fixed index annuity (FIA) contracts used for this analysis was 60,246 and represents any increase of any amount in a given year.

⁶ The 48,896 contracts with more than one opportunity to increase were used for this analysis.

⁷ Beginning at age 45, Lifetime Income Percentages are guaranteed to increase each year clients wait to start income. Lifetime income payments can begin on any Index Anniversary once the eligible person reaches age 50, and no later than age 100 after a minimum waiting period of one index year. For joint payments, the age of the younger eligible person will be used to determine income percentages, income percentage increases, and when income payments begin.

⁸ This example is provided for illustrative purposes only and is not intended to predict or project actual results. Because Index Advantage+ Income® did not exist during the entire time frame shown, this represents hypothetical historical information only and reflects assumed rates, which are not guaranteed, and is not intended to predict or project actual results. Actual rates that could have been applied over this time frame would have been different, and in some cases may be significantly higher or lower depending on a number of factors, including market conditions. Historical index returns are shown using calendar years. However, the RILAs calculate performance credits using the point-to-point method, which captures the index return over the term. The difference in these calculations can yield significantly different results.

Although an index or indexes will affect your index option values, the index options do not directly participate in any stock or equity investment and are not a direct investment in an index.