Inflation Playbook

Allianz Life Insurance Company of North America

Get a game plan to help your clients battle high inflation

Ongoing economic turbulence may be unsettling your clients in several ways – not just in the prices they pay at gas stations and grocery stores, but in the value of their long-term savings and their hopes for an affordable retirement. But we can help.

Partner with us for exclusive inflation playbooks

These playbooks will help you position our registered index-linked annuities (RILAs), fixed index annuities (FIA), and fixed index universal life (FIUL) insurance as potential solutions to address the impacts of inflation and volatility. Each playbook outlines:

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Inflation-fighting features of our products


Strategic tools for illustrations and presentations


Comprehensive Allianz support

The potential for these features to help address inflation is not guaranteed. The effectiveness of any of the strategies or features is dependent on a variety of factors including interest rates, product caps and rates, crediting methods, and market index performance.

Registered index-linked annuities (RILAs) can provide the performance potential your clients want with a level of protection they need. They also offer tax deferral, traditional variable options, index options, lifetime annuity payout options, and a death benefit during the accumulation phase.

Fixed index annuities (FIA) are designed to meet long-term needs for retirement income. They provide tax-deferred accumulation potential, guarantees against the loss of principal and credited interest, and the reassurance of a death benefit for beneficiaries.

Fixed index universal life (FIUL) insurance provides death benefit protection plus the opportunity to build accumulation value.

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As with any investment vehicle, index variable annuities are subject to risk – including possible loss of principal. Investment returns and principal will fluctuate with market conditions so that contract values, upon distribution, may be worth more or less than the original cost.

For more complete information about Allianz Index Advantage Income® Variable Annuity and the variable option, call Allianz Life Financial Services, LLC at 800.624.0197 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the variable annuity and the variable option, which your clients should carefully consider. Encourage your clients to read the prospectuses thoroughly before sending money.

Withdrawals will reduce the contract value and the value of any potential protection benefits. Withdrawals taken within the contract withdrawal charge schedule will be subject to a withdrawal charge. All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.

Any distributions are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America. Variable annuities are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297.

Product and feature availability may vary by state and broker/dealer.

For financial professional use only – not for use with the public.