Achieve your retirement goals with variable annuities
An Allianz® variable annuity can be a valuable tool for investors who want
to achieve their long-term financial goals. Variable annuities have two phases:
Tax-deferred accumulation phase: During the accumulation phase, a variable annuity can be an ideal vehicle to help you build your retirement nest egg. Your money has the potential to grow, tax-deferred, as you invest your assets in a wide variety of investment options. You only pay taxes when you take withdrawals.
Retirement income phase: When you are ready to start taking income, a variable annuity offers a wide array of payout options. You can choose whether you want to receive income for a specific period of time or receive income that you can't outlive.
An alternative to Social Security
With the future of Social Security in doubt, investors are thinking of other
ways to accumulate assets. Variable annuities offer growth potential that may
create an additional source of retirement income to supplement what you get
from Social Security.
Cope with longevity and inflation
Variable annuities may help beat inflation by offering market growth potential.
Market participation may help offset inflation and accumulate the money needed for
a longer life.
Death benefit protection
Know that your beneficiaries are protected. A variable annuity assures that
if you die before you start taking income, your beneficiaries will receive
at least the amount of your initial investment.
Market growth potential
Variable annuities let you allocate your money into variable investment options.
Diversify your money by choosing stocks, bonds, and money market options to
protect your retirement goals from market volatility. Variable annuities
can even offer guaranteed annual increases and lock in any market gains.
Variable annuities can help you meet your long-term retirement goals
Your return and principal will fluctuate with market conditions so that units, when redeemed, may be worth more or less than the original cost. Past performance is no guarantee of future results. Withdrawals will reduce the contract value and the value of any income and death benefits. Withdrawals are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal tax penalty. Consider the investment objectives, risks, fees, and expenses of the variable annuity before sending money.
For more complete information about Allianz variable annuities and variable investment options, click here to view a prospectus or contact Allianz Life Financial Services, LLC®. The prospectus contains details on investment objectives, risks, fees, and expenses, as well as other information about the variable annuity and variable investment options which you should carefully consider. We encourage you to read the prospectus thoroughly before sending money.
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