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Help build a defined benefit payable within your defined contribution plan

Introducing Allianz Lifetime Income+® Annuity with the Lifetime Income Benefit

Help build and protect a portion of defined contribution plan savings now for guaranteed lifetime income plus the opportunity for increases in retirement.

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Growing demand from plan participants

Today more Americans are relying on their defined contribution (DC) plans to fund their essential retirement needs, and yet feel less confident in reaching their goals.

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A modern solution for today’s retirement risks

Allianz Lifetime Income+® can help participants build a portion of guaranteed income within their DC plans, protect against market volatility, and may help address rising costs in retirement.

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A leading provider of retirement solutions

More than 1.5 million Americans rely on Allianz Life Insurance Company of North America (Allianz) to help them achieve their financial and retirement goals with guaranteed lifetime income.

By offering an annuity in a defined contribution plan, you can help:

  • Drive greater employee loyalty and retention
  • Increase participants’ retirement readiness and confidence
  • Improve plan marketability and asset retention

Determine how Allianz Lifetime Income+® could help enhance your plan offerings.


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Customized plan analysis

We provide access to our institutional portfolio managers and actuaries to work with you to analyze how implementing an annuity in a DC plan can help participants more efficiently plan for longevity, address volatility, and help improve quantifiable financial outcomes.

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Growing demand for lifetime income

New research indicates greater retirement uncertainty and reduced confidence as more Americans rely on their defined contribution plans to cover essential needs.

70%

7 in 10 respondents expect that most of their retirement income will come from their employer-sponsored plans.1

80%

Almost 8 in 10 respondents would be interested in a product that can serve as a supplemental source of guaranteed income along with Social Security.1

Download our resources on retirement trends and insights

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Growing demand for guaranteed income solutions

See how current trends may help explain why employer-sponsored plan participants are interested in adding a strategy for guaranteed retirement income.
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The changing outlook on retirement

Consider the known and unknown risks to retirement.
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Longevity + inflation

Find out how to help fight inflation and make retirement income last.
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Growth + sequence of returns

See how guaranteed lifetime income can help improve retirement portfolio outcomes.
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The compounding complexities of retirement income planning

Discover a potential solution for several common retirement risks.

Prudent Practices for Retirement Income Solutions

Learn how to prudently evaluate, select, and oversee retirement income solutions in qualified defined contribution plans.
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A modern solution

By allocating a portion of their DC plan to Allianz Lifetime Income+® Annuity,  plan participants can have the potential for their retirement savings to grow with a fixed index annuity (FIA) while also building guaranteed lifetime income.

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Protection

As an FIA contract issued by an insurance company, contributions to Allianz Lifetime Income+® are not directly invested in stocks or bonds, keeping participant allocations protected from market risk.

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Performance

Participants have flexibility to contribute at their own pace. Their contributions have the opportunity to accumulate with earned interest to help build future income.

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Portability

Allianz Lifetime Income+® goes where participants go, even if they change employers before retirement.

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Payments

Allianz Lifetime Income+® and the Lifetime Income Benefit provides guaranteed income and the opportunity for increasing income potential.

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Integrated participant experience

Integrating Allianz Lifetime Income+® with existing enrollment, managed accounts, and financial wellness solutions is a seamless solution.

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Plan marketability

The combination of protection and flexibility make Allianz Lifetime Income+® a natural fit as a qualified default investment alternative.

Learn more about Allianz Lifetime Income+® Annuity

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Consumer brochure

Learn how Allianz Lifetime Income+® can help build retirement income by providing growth potential, protection from market loss, and guaranteed income for life.
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Allocation guide

Explore index allocation options available with Allianz Lifetime Income+®.
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State approval grid

Find out if Allianz Lifetime Income+® is available in your state.
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How Allianz Lifetime Income+® works

Find out how to help build and protect income that’s guaranteed throughout retirement.

Plan Review Conversations

Use these conversation starters when advocating for a lifetime income option with plan sponsors.

Guaranteed lifetime income advantages

Demonstrate the advantages of offering guaranteed lifetime income in your plan.

Portfolio Impact Report case study

Read a case study that highlights how lifetime income can improve employee outcomes.

Plan onboarding: What to expect

Download our step-by-step guide for plan onboarding.

Income activation conversion packet

Learn how to begin taking guaranteed income from the Allianz Lifetime Income+® Annuity.

Annuity conversion packet

Use this guide to move the Allianz Lifetime Income+® Annuity out of a 401(k) plan and into an IRA.
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A trusted leader

A company that's strong
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News and resources

Our latest news and events in the defined contribution market

In-Plan Guaranteed Lifetime Income Solutions for Real People

Jan. 10, 2023

Allianz Lifetime Income+® Annuity now available in plans nationwide

Nov. 1, 2022

RPA EDGE: Michael DeFeo on the Future of Retirement Income Products

July 5, 2022

Micruity Raises $5.1M to Pensionize 401(k) Plans

Feb. 10, 2022

New Research Indicates Strong Plan Sponsor Interest in Guaranteed Lifetime Income Options

Oct. 11, 2021

Allianz Life Partners with iJoin and IPX to Offer Guaranteed Income Option

Sept. 9, 2021

Allianz Life Annuity Products Now Supported on Morningstar® Retirement Manager®

Aug. 17, 2021

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Connect with our team

Determine how Allianz Lifetime Income+® could help enhance your DC plan offerings

1 Allianz 3Q 2022 Quarterly Market Perceptions Study, September 2022. Online survey with a nationally representative sample of 1,004 individuals age 18+ in the contiguous U.S.

Withdrawals are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.

This content is for general informational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties; nor is it intended to market, promote, or recommend any tax plan or arrangement. Allianz Life Insurance Company of North America, its affiliates, and their employees and representatives do not give legal or tax advice or advice related to Medicare or Social Security benefits. You are encouraged to consult with your own legal, tax, and financial professionals for specific advice or product recommendations, or to go to your local Social Security Administration office regarding your particular situation.

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (C64712-MVA)

Product and feature availability may vary by state and broker/dealer.