Allianz MasterDex 5 PlusSM Annuity
Allianz MasterDex 5 Plus can offer you guarantees while helping you reach your financial goals.
Like all fixed index annuities, Allianz MasterDex 5 Plus offers you principal protection, potential indexed interest, and the potential for tax-deferred growth.
In addition, Allianz MasterDex 5 Plus gives you:
- a 3% bonus on premium payments received in the first five contract years (subject to surrender charges during the first 10 contract years),
- the potential to receive indexed interest based on changes in a market index, and
- access to your full accumulation value after 10 years as a penalty-free lump sum.
Allianz MasterDex 5 Plus Annuity may be a good choice if you want a premium bonus and options for accessing the money in your annuity after 10 years — plus an optional income rider, available at an additional cost.
During the first 10 contract years, we will apply a surrender charge if you partially or fully surrender your contract. The same would apply if you begin receiving annuitization payments prior to the sixth contract year (or for fewer than 10 years). These charges may result in a loss of bonus, indexed interest and fixed interest, and a partial loss of principal (your premium). Any amounts you receive from your contract may be subject to ordinary income taxes and, if taken prior to age 59½, to a 10% federal additional tax. Bonus annuities may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don't offer a premium bonus feature.
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Any distributions are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.
Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.
• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF
Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55469-0060. (C51261)
In the state of New York, only Allianz Life Insurance Company of New York is authorized to offer annuities and life insurance.
Product and feature availability may vary by state and broker/dealer.