Allianz Index Advantage IncomeSM Variable Annuity

Lifetime income with a new balance of performance potential and a level of protection

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These days, just saving for retirement isn’t enough. You want your money to grow – and last – so it’s there when you need it most.

Investing in Allianz Index Advantage Income Variable Annuity may be the answer for part of your overall retirement strategy. Allianz Index Advantage Income combines the opportunity to grow your retirement nest egg along with guaranteed lifetime income through retirement.

Allianz Index Advantage Income is an index variable annuity designed to meet your long-term goals. It may be a good choice if you’re looking for accumulation before retirement, and the opportunity for guaranteed increases in your lifetime income percentage through retirement, helping you address both halves of your retirement strategy.

Next steps:

Talk to your registered representative to see if Allianz Index Advantage Income Variable Annuity is appropriate for you. Here are some questions they can help answer:

  1. Are your purchase payments protected?
  2. How can this product fit into my overall portfolio?
  3. Are there guarantees available with this product?
  4. What else should I consider that might impact my retirement?

Check the background of Allianz Life Financial Services, LLC on FINRA's BrokerCheck.

Investing in a variable annuity may be the answer for part of your overall retirement strategy. A variable annuity offers a unique combination of features, including market participation through a variety of investment options; tax-deferred growth opportunities; and optional protection benefits that can provide certain accumulation, income, and beneficiary guarantees for an additional cost. Please note that we no longer offer any variable life insurance products.

Variable annuities are subject to investment risk, including loss of principal, and contract values fluctuate daily. Investment returns and principal value will fluctuate with market conditions so that units, upon distribution, may be worth more or less than the original cost.

Withdrawals will reduce the contract value and the value of any protection benefits. Withdrawals taken within the contract withdrawal charge schedule will be subject to a withdrawal charge. All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.

For more complete information about variable annuities and variable options, call your financial professional or Allianz Life Financial Services, LLC at 800.624.0197 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the variable annuity and variable options, which you should carefully consider. Please read the prospectuses thoroughly before sending money.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN  55416-1297 and are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (L40538-IAI)

Product and feature availability may vary by state and broker/dealer.

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