Performance information is based on the past performance of a product's investment options. It is not an indicator of future results.

You could lose money by investing in the AZL Government Money Market Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time. 7 Day Current Yield more closely reflects the current earnings than the total return.

The Allianz Investment Management LLC, Allianz Global Investors, NFJ Investment Group LLC, RCM Capital Management LLC, and PIMCO investment options are managed by an affiliate of Allianz Life Insurance Company of New York and Allianz Life Financial Services, LLC. All are affiliated companies.

Performance data quoted represents past performance. Past performance is not a guarantee of future results. Investment return and principal value will fluctuate with market conditions, so that units, when redeemed, may be worth more or less than the original cost. Current performance may be lower or higher than the performance information quoted. To access the most current month-end performance, please select Standardized Monthly Performance from the View Type above.

Performance is calculated on the basis of historical performance of each investment option. Actual performance from the date the Separate Account began investing in the investment option is shown. Performance figures show the change in value of a hypothetical investment over the indicated periods, assuming reinvestment of dividends and capital gains.

Standardized performance.
Standardized performance information reflects the deduction of the Mortality and Expense risk (M&E) charge except Allianz Index Advantage® Variable Annuity and Allianz Index Advantage® New York Variable Annuity, which have a product fee instead of an M&E charge.

Standardized performance information for all listed products also reflects the fees and expenses of the investment options after reductions for fee waivers and expense reimbursements, contract maintenance charge, and withdrawal charge as follows:

Withdrawal Charge Schedule
Allianz VisionSM Variable Annuity 8.5%, 8.5%, 7.5%, 6.5%, 5%, 4%, 3%, 0%
Allianz VisionSM New York Variable Annuity 8.5%, 8.5%, 7.5%, 6.5%, 5%, 4%, 3%, 0%
Allianz ConnectionsSM Variable Annuity 8.5%, 8.5%, 7.5%, 6.5%, 5%, 4%, 3%, 0%
Allianz Index Advantage® Variable Annuity 8.5%, 8%, 7%, 6%, 5%, 4%, 0%
Allianz Index Advantage® New York Variable Annuity 8.5%, 8%, 6.5%, 5%, 3%, 1%, 0%

The M&E charge is assessed daily against the investment option’s net asset value (NAV). The product fee and a contract maintenance charge of 0.01% are shown as assessed against the investment options NAV on the last day of each year (or the last day of the period for any period of less than one year) and the withdrawal charge is shown as assessed against the NAV on the last day of each period using the withdrawal charge percentage that would apply at that time. The product fee, contract maintenance charge and withdrawal charge are not reflected as actually calculated and deducted. They are shown as a representation of these fee's impacts on fund performance. This may overstate or understate actual performance.

Standardized performance information does not reflect the deduction of any optional rider charge. Performance would be lower if the investment options fees were calculated before reductions for waivers and reimbursements, or if rider charges were deducted. Investment option fee waivers and expense reimbursements are not permanent and may be discontinued. Please see the prospectus for more details on contract expenses and charges.

Investing in a variable annuity may be the answer for part of your overall retirement strategy. A variable annuity offers a unique combination of features, including market participation through a variety of investment options; tax-deferred growth opportunities; and optional protection benefits that can provide certain accumulation, income, and beneficiary guarantees for an additional cost. Please note that we no longer offer any variable life insurance products.

Variable annuities and variable life insurance products are subject to investment risk, including loss of principal, and contract/policy values fluctuate daily. Investment returns and principal value will fluctuate with market conditions so that units, upon distribution, may be worth more or less than the original cost.

Variable investment options are available only as investment options in variable life insurance policies and variable annuity contracts issued by life insurance companies. They are not made available to the general public directly.

For more complete information about variable annuities and variable investment options from Allianz Life Insurance Company of North America or Allianz Life Insurance Company of New York, call your financial professional or Allianz Life Financial Services, LLC at 800.542.5427 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the variable annuity and variable investment options, which you should carefully consider. Please read the prospectuses thoroughly before sending money.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity and variable life insurance guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. In New York, products are issued by Allianz Life Insurance Company of New York, 28 Liberty Street, 38th Floor, New York, NY 10005-1422. Variable products are distributed by their affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297.

In the state of New York, only Allianz Life Insurance Company of New York is authorized to offer annuities and life insurance. www.allianzlife.com/new-york

For broker/dealer use only – not for use with the public.

Product and feature availability may vary by state and broker/dealer.

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