Risk is an inherent part of participating in the market. You may need to tolerate some risk in order to reap the potential rewards and potentially grow your retirement portfolio. But it is important to understand your tolerance for risk so that you make the choices that best fit your investment style. We provide variable annuities that offer a variety of variable investment options from asset classes throughout the risk and reward spectrum.

Money Manager Investment Option
Allianz Investment Management AZL Balanced Index Strategy Fund
AZL DFA Multi-Strategy Fund
AZL Moderate Index Strategy Fund
Invesco Invesco V.I. Balanced-Risk Allocation Fund
Ivy Funds Ivy VIP Asset Strategy Portfolio
Legg Mason QS Legg Mason Dynamic Multi-Strategy VIT Portfolio
T Rowe Price AZL T. Rowe Price Capital Appreciation Fund

Allianz Life Insurance Company of North America, Allianz Life Financial Services, LLC, Allianz Investment Management LLC, Allianz Global Investors, and PIMCO are affiliated companies.

Fidelity Institutional Asset Management is a registered service mark of FMR LLC. Used with permission.

The AZLĀ®, RCM, and PIMCO investment options are managed by an affiliate of Allianz Life Insurance Company of North America and Allianz Life Financial Services, LLC. All are affiliated companies.

For more complete information about variable annuities and variable options, call your financial professional or Allianz Life Financial Services, LLC at 800.624.0197 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the variable annuity and variable options, which you should carefully consider. Please read the prospectuses thoroughly before sending money.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. Variable products are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297.

Product and feature availability may vary by state and broker/dealer.

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