At Allianz Life Insurance Company of North America (Allianz), we have developed a comprehensive system of monitoring and managing our investment options and money managers.
Our system is based on rigorous money manager oversight. This comprehensive and proactive approach demonstrates that we are committed to the future – your future.
Managing the managers
What sets our investment methodology apart is our Comprehensive Performance Management, or CPM, process.
CPM is the system we have developed to monitor, manage, and when necessary, modify our investment option and money manager selections. We evaluate the performance of our investment options based on three key principles: control, consistency, and capacity.
We evaluate money managers based on their conformity to their stated investment style and objectives.
We evaluate our money managers based on the consistency of their long-term performance. We compare their returns to market and peer group returns, and seek changes when our criteria are not met. Past performance does not guarantee future results.
We evaluate our money managers to ensure they have the systems, capital, and expertise to continue to provide a diverse portfolio of investment options over the long term.
Variable annuities are subject to investment risk, including loss of principal. Your return and principal will fluctuate with market conditions so that units, when redeemed, may be worth more or less than their original cost.
For more complete information about Allianz variable annuities and variable investment options, call your financial professional or Allianz Life Financial Services, LLC at 800.624.0197 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the variable annuity and variable investment options, which you should carefully consider. Please read the prospectuses thoroughly before sending money.
• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF
All annuity contract and rider guarantees, or annuity payout rates, are backed by the claims-paying ability of the issuing insurance company. They are not backed by the broker/dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Allianz Life Insurance Company of North America. Guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.
Products are issued by Allianz Life Insurance Company of North America and distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.542.5427
Product and feature availability may vary by state and broker/dealer.