Lazard Retirement International Equity Portfolio
Performance data quoted represents past performance. Past performance is not a guarantee of future results. Investment return and principal value will fluctuate with market conditions, so that units, when redeemed, may be worth more or less than the original cost.
Performance is calculated on the basis of historical performance of each investment option. Actual performance from the date the Separate Account began investing in the investment option is shown. Performance is also shown from the inception date of the investment option as if the variable annuity contract existed at that time, which it did not.
Net asset value (NAV) performance figures reflect deduction of all investment option fees and expenses, but do not reflect the deduction of any variable annuity product fees such as the M&E charge, withdrawal charge, or annual contract maintenance charge, which would reduce values shown here if included. Performance would be lower if these charges were deducted.
Variable investment options are available only as investment options in variable annuity contracts. They are not made available to the general public directly.
Withdrawals will reduce the contract value and the value of any protection benefits. Withdrawals taken within the contract withdrawal charge schedule will be subject to a withdrawal charge. All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.
For more complete information about Allianz Life Insurance Company of New York (Allianz Life® of NY) variable annuities and variable options, call your financial professional or Allianz Life Financial Services, LLC at 800.729.9743 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the variable and index-linked annuity and variable options, which you should carefully consider. Please read the prospectuses thoroughly before sending money.
Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.
• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF
Products are issued by Allianz Life Insurance Company of New York, 1633 Broadway, 42nd Floor, New York, NY 10019-7585. Variable products are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297.
Product and features are available only in New York and may vary by broker/dealer.