ABCs of annuities
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What is an annuity?
You may have heard about annuities – but how do they work, and what makes them different from other financial products? Watch to learn the two phases of an annuity and what it can offer to new and soon-to-be retirees – including a level of protection from market downturns, lifetime income, a death benefit during the accumulation phase, and additional customized benefits. For information on how an annuity from Allianz Life Insurance Company of North America could add to your overall retirement strategy, visit www.allianzlife.com/annuities.
Protection and income benefits may be built into the contract and provided through optional riders that are available for an additional cost.
Variable annuities are subject to investment risk, including loss of principal, and contract values fluctuate daily. Investment returns and principal value will fluctuate with market conditions so that units, upon distribution, may be worth more or less than the original cost.
Check the background of Allianz Life Financial Services, LLC on FINRA's BrokerCheck.
Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.
• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF
Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. Variable products are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297.
Product and feature availability may vary by state and broker/dealer.