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Allianz Index Advantage Income ADV® Variable Annuity

Lifetime income with a balance of performance potential and a level of protection

Allianz Life Insurance Company of North America

Are you seeking a balance between accumulation and income?

Designed to work within an advisory platform, Allianz Index Advantage Income ADV® is an index variable annuity that gives you long-term growth potential – plus the Income Benefit rider that is automatically included with the contract for an additional fee. This can give you more ways to take income, including the opportunity for income increases in your Lifetime Income Percentage.

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Ready to learn more?

Ask your financial professional how Allianz Index Advantage Income ADV® can complement your overall retirement strategy.

You can also read further to learn more about how the product works.

Check the background of Allianz Life Financial Services, LLC on FINRA's BrokerCheck.

Investing in a variable annuity may be the answer for part of your overall retirement strategy. A variable annuity offers a unique combination of features, including market participation through a variety of investment options; tax-deferred growth opportunities; and optional protection benefits that can provide certain accumulation, income, and beneficiary guarantees for an additional cost.

Variable annuities are subject to investment risk, including loss of principal, and contract values fluctuate daily. Investment returns and principal value will fluctuate with market conditions so that units, upon distribution, may be worth more or less than the original cost.

Withdrawals will reduce the contract value and the value of any protection benefits. Withdrawals may be subject to a market value adjustment. All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.

For more complete information about Allianz index variable annuities and any available variable options, call your financial professional or Allianz Life Financial Services, LLC at 800.624.0197 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the index variable annuities and any available variable options, which you should carefully consider. Please read the prospectuses thoroughly before sending money.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297, and are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (L40538-IADV)

Product and feature availability may vary by state and broker/dealer.