Allianz Index Advantage Income® Variable Annuity video library

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Options to customize with the available index strategies

Index Advantage Income Variable Annuity offers you the ability to combine a traditional variable option with one or multiple index strategies, along with options for income. Each index option is the combination of a crediting method (also called an index strategy), the index, and the time period for measuring index performance (the term). To understand what makes each index strategy and income option unique and the kind of financial objectives they may suit, our series of explainer videos may be a good place to start.

Watch "Index Advantage Income opening chapter"

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Index Performance Strategy: Multi-Year Term (6 or 3 years)

These strategies, also with a Participation Rate, have a longer term which provides the greatest performance potential, plus a level of protection from index losses.
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Index Performance Strategy: 1-Year Term

Pursue the potential for higher performance with a level of protection from index losses.
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Index Precision Strategy

See how a Precision Rate can add the opportunity for predetermined upside performance potential, plus a level of protection from smaller index losses.
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Index Guard Strategy

Maintain the potential for higher performance with a level of protection from large index losses.
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Index Protection Strategy with DPSC and Index Protection Strategy with cap

Learn what a Declared Protection Strategy Credit and a cap are, and how they can provide principal protection with the potential for some growth.
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Income options

Learn about the differences between Level Income and Increasing Income, and how each one might help suit your income needs.
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Understanding the Performance Lock feature

If you’re seeking the risk/reward balance of an Allianz index variable annuity, Performance Lock can help you gain added flexibility and a level of control in market conditions of all kinds. Watch the video to learn how.

Check the background of Allianz Life Financial Services, LLC on FINRA's BrokerCheck.

Investing in an index variable annuity may be the answer for part of your overall retirement strategy. An index variable annuity offers a unique combination of features, including market participation through a variety of allocation options; tax-deferred growth opportunities; and optional protection benefits that can provide certain income and beneficiary guarantees for an additional cost.

Index variable annuities are subject to investment risk, including loss of principal, and contract values typically fluctuate daily.

Withdrawals will reduce the contract value and the value of any potential protection benefits. Withdrawals taken within the contract withdrawal charge schedule will be subject to a withdrawal charge. All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.

For more complete information about Allianz index variable annuities and any available variable options, call your financial professional or Allianz Life Financial Services, LLC at 800.624.0197 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the index variable annuities and any available variable options, which you should carefully consider. Please read the prospectuses thoroughly before sending money.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America (Allianz), 5701 Golden Hills Drive, Minneapolis, MN 55416-1297, and are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (L40538-IAI)

Product and feature availability may vary by state and broker/dealer.