Index Advantage® New York Variable Annuity Calculator

This interactive tool allows you to view how allocations to the Index Performance Strategy: 6-Year Term, Index Performance Strategy: 3-Year Term, the Index Performance Strategy: 1-Year Term and the Index Protection NY Strategy could react to a hypothetical index(es) return using current caps, buffers, and Participation Rates.¹ In addition, a hypothetical portfolio of equities and bonds is an option to choose alongside Allianz Index Advantage® New York Variable Annuity results. This option is designed to help show how the portfolio could react to hypothetical index returns and how Allianz Index Advantage® New York might compare to a basic, traditional approach of equity and bond diversification.

This material must be preceded or accompanied by the Allianz Index Advantage® New York client brochure, current prospectus, and index strategy inserts for Index Performance Strategy: Multi-Year Term, Index Performance Strategy: 1-Year Term, and Index Protection NY Strategy.

A personalized, full product illustration can demonstrate how the index variable annuity may be suitable for your specific situation. Clients should consult with a financial professional to determine if the Allianz Index Advantage® New York can help meet their retirement needs.

This calculator is not intended to constitute fiduciary advice.

Index Strategy availability may vary by issue date and broker/dealer. Information and interactive calculators are hypothetical and for illustrative use only. Allianz Life Insurance Company of New York cannot and does not guarantee their applicability to any individual circumstances. The results are based on inputs provided by you and are not intended to represent actual performance or predict future results. For Allianz Index Advantage® New York, the tool does not take into account any allocation to the variable options; your results would be different if allocated to the variable options. The returns also do not reflect the deduction of any fees, which would reduce performance. For Allianz Index Advantage® New York, this includes potential withdrawal charges, contract maintenance charges, and rider fees; for the hypothetical portfolio, this could include a management fee.² Fees would reduce the performance of both Allianz Index Advantage® New York and the hypothetical comparison portfolio. You should consider a product's features and benefits and consult with a financial professional regarding your investment objectives and risk tolerance before purchasing a variable annuity.

Note: This is not intended to be a comprehensive overview of the relevant features and benefits of the financial vehicles shown. Clients should discuss their specific situation – including risk tolerance and investment objectives – with a qualified financial professional to determine what may be appropriate for their needs.

¹ The Index Performance Strategy: 6-Year Term, Index Performance Strategy: 3-Year Term, Index Protection NY Strategy, and the EURO STOXX 50® index may not be available to certain Inforce contracts, based on contract issue date as stated in the prospectus.

² Withdrawals will reduce the contract value and the value of any protection benefits. Withdrawals taken within the contract withdrawal charge schedule will be subject to a withdrawal charge. All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.

For current caps and applicable Participation Rates on newly issued contracts, go to www.allianzlife.com/indexratesny.

Caps and Participation Rates are subject to change on the Term Start Date. Caps, Participation Rates, and buffers can vary between indexes and terms, between newly issued contracts and inforce contracts, and between inforce contracts issued on different days and in different years. Caps for a 1-year term cannot be less than 3.00%. Caps for the 3-year term cannot be less than 12.00% and for a 6-year term cannot be less than 30.00%. Participation Rates cannot be less than 100%.

Although an index or indexes will affect your Index Option Values, the Index Options do not directly participate in any stock or equity investment and are not a direct investment in an index.

You can lose money if you allocate to the Index Performance Strategy: 6-Year Term, Index Performance Strategy: 3-Year Term, Index Performance Strategy: 1-Year Term, and Index Protection NY Strategy as a result of index fluctuations, and that loss could be substantial. If the index return is 0%, you could lose money as a result of the deduction of any applicable contract fees and charges.

Call your financial professional or Allianz Life Financial Services, LLC, member FINRA, at 800.624.0197 to obtain a prospectus about the variable options. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the variable annuity and variable options, which you should carefully consider. Please read the prospectuses thoroughly before sending money.

Check the background of Allianz Life Financial Services, LLC on FINRA's BrokerCheck.

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of New York and do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

The S&P 500® Index (S&P 500®) is comprised of 500 stocks representing major U.S. industrial sectors.

S&P® is a registered trademark of Standard & Poor’s Financial Services LLC (“S&P”). This trademark has been licensed for use by S&P Dow Jones Indices LLC and its affiliates. S&P® and S&P 500® are trademarks of S&P. These trademarks have been sublicensed for certain purposes by Allianz Life Insurance Company of New York (“Allianz Life of NY”). The S&P 500 is a product of S&P Dow Jones Indices LLC and/or its affiliates and has been licensed for use by Allianz Life of NY. Allianz Life of NY products are not sponsored, endorsed, sold, or promoted by S&P Dow Jones Indices LLC, Dow Jones, S&P, or their respective affiliates and neither S&P Dow Jones Indices LLC, Dow Jones, S&P, or their respective affiliates make any representation regarding the advisability of investing in such product.

The Nasdaq-100 Index® includes 100 of the largest domestic and international non-financial securities listed on The NASDAQ Stock Market® based on market capitalization.

NASDAQ®, and Nasdaq-100 Index®, are registered trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations”) and are licensed for use by Allianz Life Insurance Company of New York. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).

The Russell 2000® Index is an equity index that measures the performance of the 2,000 smallest companies in the Russell 3000® Index, which is made up of 3,000 of the biggest U.S. stocks. The Russell 2000® Index is constructed to provide a comprehensive and unbiased small-cap barometer and is completely reconstituted annually to ensure larger stocks do not affect the performance and characteristics of the true small-cap index.

The Russell 2000® Index (the “Index”) is a trademark of Frank Russell Company (“Russell”) and has been licensed for use by Allianz Life Insurance Company of New York (“Allianz Life of NY”). Allianz Life of NY products are not in any way sponsored, endorsed, sold or promoted by Russell or the London Stock Exchange Group companies (“LSEG”) (together the “Licensor Parties”) and none of the Licensor Parties make any claim, prediction, warranty or representation whatsoever, expressly or impliedly, either as to (i) the results to be obtained from the use of the Index (upon which the Allianz Life of NY product is based), (ii) the figure at which the Index is said to stand at any particular time on any particular day or otherwise, or (iii) the suitability of the Index for the purpose to which it is being put in connection with the Allianz Life of NY product. None of the Licensor Parties have provided or will provide any financial or investment advice or recommendation in relation to the Index to Allianz Life of NY or to its clients. The Index is calculated by Russell or its agent. None of the Licensor Parties shall be (a) liable (whether in negligence or otherwise) to any person for any error in the Index or (b) under any obligation to advise any person of any error therein.

The EURO STOXX 50®, Europe's leading blue-chip index for the Eurozone, provides a blue-chip representation of supersector leaders in the Eurozone. The index covers 50 stocks from 11 Eurozone countries: Austria, Belgium, Finland, France, Germany, Ireland, Italy, Luxembourg, the Netherlands, Portugal and Spain.

The EURO STOXX 50® is the intellectual property (including registered trademarks) of STOXX Limited, Zurich, Switzerland (“STOXX”), Deutsche Börse Group or their licensors, which is used under license. Allianz Life Insurance Company of New York (“Allianz Life of NY”) products are neither sponsored nor promoted, distributed or in any other manner supported by STOXX, Deutsche Börse Group or their licensors, research partners or data providers and STOXX, Deutsche Börse Group and their licensors, research partners or data providers do not give any warranty, and exclude any liability (whether in negligence or otherwise) with respect thereto generally or specifically in relation to any errors, omissions or interruptions in the EURO STOXX 50 or its data.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of New York, 1633 Broadway, 42^nd Floor, New York, NY 10019-7585, and distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (L40538-NY03)

Product and features are available only in New York and may vary by broker/dealer.

Allianz Index Advantage® New York Calculator

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