1 The Index Performance Strategy: 6-Year Term, Index Performance Strategy: 3-Year Term, Index Protection NY Strategy, and the EURO STOXX 50® index may not be available to certain Inforce contracts, based on contract issue date as stated in the prospectus.

2 Withdrawals will reduce the contract value and the value of any protection benefits. Withdrawals taken within the contract withdrawal charge schedule will be subject to a withdrawal charge. All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.

For current caps and applicable Participation Rates on newly issued contracts, go to www.allianzlife.com/indexratesny.

Caps and Participation Rates are subject to change on the Term Start Date. Caps, Participation Rates, and buffers can vary between indexes and terms, between newly issued contracts and inforce contracts, and between inforce contracts issued on different days and in different years. Caps for a 1-year term cannot be less than 3.00%. Caps for the 3-year term cannot be less than 12.00% and for a 6-year term cannot be less than 30.00%. Participation Rates cannot be less than 100%.

Although an index or indexes will affect your Index Option Values, the Index Options do not directly participate in any stock or equity investment and are not a direct investment in an index.

You can lose money if you allocate to the Index Performance Strategy: 6-Year Term, Index Performance Strategy: 3-Year Term, Index Performance Strategy: 1-Year Term, and Index Protection NY Strategy as a result of index fluctuations, and that loss could be substantial. If the index return is 0%, you could lose money as a result of the deduction of any applicable contract fees and charges.

Call your financial professional or Allianz Life Financial Services, LLC, member FINRA, at 800.624.0197 to obtain a prospectus about the variable options. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the variable annuity and variable options, which you should carefully consider. Please read the prospectuses thoroughly before sending money.