Allianz investment strategies
At Allianz Life Insurance Company of North America (Allianz), a company affiliated with Allianz Life Insurance Company of New York (Allianz Life® of NY), we have developed a comprehensive system of monitoring and managing our investment options and money managers.
Our system is based on rigorous money manager oversight. This comprehensive and proactive approach demonstrates that we are committed to the future – your future.
Managing the managers
What sets our investment methodology apart is our Comprehensive Performance Management, or CPM, process.
CPM is the system we have developed to monitor, manage, and when necessary, modify our investment option and money manager selections. We evaluate the performance of our investment options based on three key principles: control, consistency, and capacity.
Control
We evaluate money managers based on their conformity to their stated investment style and objectives.
Consistency
We evaluate our money managers based on the consistency of their long-term performance. We compare their returns to market and peer group returns, and seek changes when our criteria are not met. Past performance does not guarantee future results.
Capacity
We evaluate our money managers to ensure they have the systems, capital, and expertise to continue to provide a diverse portfolio of investment options over the long term.
Registered index-linked annuities (RILAs) provides indexed return potential with the opportunity for varying levels of protection through multiple index options available prior to receiving annuity payments, tax-deferred growth potential, a variety of annuity options, and a death benefit during the accumulation phase.
RILAs are subject to investment risk, including possible loss of principal. Investment returns and principal value will fluctuate with market conditions so that contract value, upon distribution, may be worth more or less than the original cost.
For more complete information about Allianz Life of NY variable annuities and any available variable options, call your financial professional or Allianz Life Financial Services, LLC, member FINRA, at 800.624.0197 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the RILA and the variable options, which you should carefully consider. Please read the prospectuses thoroughly before sending money.
Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company and do not apply to the performance of the variable subaccount(s), which will fluctuate with market conditions.
• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF
Products are issued by Allianz Life Insurance Company of New York, 1633 Broadway, 42nd Floor, New York, NY 10019-7585, and distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (L40538-NY03, L40538-01-NY)
Product and features are available only in the state of New York.
