1 Withdrawals will reduce the contract value and the value of any protection benefits. Withdrawals taken within the contract withdrawal charge schedule will be subject to a withdrawal charge. All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.

For current caps, applicable Participation Rates, and Trigger Rates on newly issued contracts, go to www.allianzlife.com/RILANYrates.

Caps, Participation Rates, and Trigger Rates are subject to change on each Term Start Date. Caps, Participation Rates, Trigger Rates, and buffers can vary between indexes and terms, between newly issued contracts and inforce contracts, and between inforce contracts issued on different days and in different years. The Index Dual Precision Strategy and Index Precision Strategy provide a 5% minimum Trigger Rate. The Index Performance Strategy 1-year Term Index Options provide a 3% minimum Cap for the 30% Buffer, 4% minimum Cap for the 20% Buffer, and 5% minimum Cap for the 10% Buffer. The Index Performance Strategy 3-year Term Index Options provide a 9% minimum Cap for the 30% Buffer, 12% minimum Cap for the 20% Buffer, and 15% minimum Cap for the 10% Buffer. The Index Performance Strategy 6-year Term Index Options provide an 18% minimum Cap for the 30% Buffer, 24% minimum Cap for the 20% Buffer, and 30% minimum Cap for the 10% Buffer. Lastly, both the Index Performance Strategy 3-year and 6-year Term Index Options provide a 100% minimum Participation Rate.

Although an index or indexes will affect your index option values, the index options do not directly participate in any stock or equity investment and are not a direct investment in an index.

You can lose money if you allocate to the Index Options as a result of index fluctuations, and that loss could be substantial. If your performance credit is 0%, you could lose money as a result of the deduction of any applicable charges.

Call your financial professional or Allianz Life Financial Services, LLC, member FINRA, at 800.624.0197 to obtain a prospectus about the variable option. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the registered index-linked annuity and variable option, which you should carefully consider. Please read the prospectuses thoroughly before sending money.