Allianz Life Insurance Company of North America
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Allianz Index Advantage Income ADVSM Variable Annuity Prospectus

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Description Revision Date Size
Index Advantage Income ADV prospectus

8/12/2022 1643 KB
Index Advantage Income ADV Benefit Supplement

Supplements for 03/07/2023 and 02/07/2023

3/7/2023 319 KB
Index Advantage Income ADV SAI

4/29/2022 90 KB
S-1 Exhibit 99(a) - Daily Adjustment Calculation

10/18/2021 628 KB
Investment options prospectus

4/29/2022

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Investing in an index variable annuity may be the answer for part of your overall retirement strategy. An index variable annuity offers a unique combination of features, including market participation through a variety of allocation options; tax-deferred growth opportunities; and optional protection benefits that can provide certain income and beneficiary guarantees for an additional cost.

Variable annuities are subject to investment risk, including loss of principal, and contract values fluctuate daily. Investment returns and principal value will fluctuate with market conditions so that units, upon distribution, may be worth more or less than the original cost.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

Withdrawals will reduce the contract value and the value of any protection benefits. Withdrawals may be subject to a market value adjustment. All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297, and are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (L40538-IADV)

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Product and feature availability may vary by state and broker/dealer.

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