Allianz Index Advantage Income ADVSM Variable Annuity Prospectus
|Index Advantage Income ADV prospectus||10/18/2021||2503 KB|
Index Advantage Income ADV Benefit Supplement
Supplements for 10/18/2021 and 11/02/2021
|Index Advantage Income ADV SAI||10/18/2021||608 KB|
|S-1 Exhibit 99(a) - Daily Adjustment Calculation||10/18/2021||628 KB|
|Investment options prospectus||4/30/2021|
Check the background of Allianz Life Financial Services, LLC on FINRA's BrokerCheck.
Investing in an index variable annuity may be the answer for part of your overall retirement strategy. An index variable annuity offers a unique combination of features, including market participation through a variety of allocation options; tax-deferred growth opportunities; and optional protection benefits that can provide certain income and beneficiary guarantees for an additional cost.
Index variable annuities are subject to investment risk, including loss of principal, and contract values typically fluctuate daily.
Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.
Withdrawals will reduce the contract value and the value of any protection benefits. Withdrawals taken within the contract withdrawal charge schedule will be subject to a withdrawal charge. All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.
Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297, and are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (L40538-IADV)
• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF
Product and feature availability may vary by state and broker/dealer.