Allianz Index Advantage ADV® Variable Annuity Prospectus
|Index Advantage ADV prospectus||5/1/2023||4735 KB|
|Index Advantage ADV SAI||5/1/2023||91 KB|
|S-1 Exhibit 99(a) - Alternate Minimum Value||5/1/2020||76 KB|
|S-1 Exhibit 99(b) - Daily Adjustment Calculation||4/30/2021||629 KB|
|Investment options prospectus||5/1/2023|
Check the background of Allianz Life Financial Services, LLC on FINRA's BrokerCheck.
Investing in a registered index-linked annuity may be the answer for part of your overall retirement strategy. A registered index-linked annuity offers a unique combination of features, including market participation through a variety of allocation options; tax-deferred growth opportunities; and optional protection benefits that can provide certain income and beneficiary guarantees for an additional cost.
As with any investment vehicle, RILAs are subject to risk – including possible loss of principal. Investment returns and principal will fluctuate with market conditions so that contract values, upon distribution, may be worth more or less than the original cost.
Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America (Allianz) and do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.
Withdrawals will reduce the contract value and the value of any potential protection benefits. Withdrawals taken within the contract withdrawal charge schedule will be subject to a withdrawal charge. All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.
Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297, and distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (L40538)
This notice does not apply in the state of New York.
• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF
Product and feature availability may vary by state and broker/dealer.