Help reduce the impacts of economic uncertainty and enhance accumulation potential.
Our innovative indexed universal life (IUL) insurance starts with a death benefit – but it also includes flexibility to help provide your clients more choice and control to help keep their financial goals on track:
64% of consumers prefer a variety of index options that can perform differently in economic environments
73% of consumers would like the ability to lock in some of their market gains when the market is high
59% of consumers are looking to add more protection to their portfolio after recent market volatility
Source: Allianz 2024 Q3 Quarterly Market Perceptions Study, conducted in August 2024 with a nationally representative sample of 1,005 respondents age 18+.
Diversification can help your clients align their policy with their financial goals and risk tolerance.
We offer multiple allocation options that react differently in a variety of economic environments – plus tools and resources that you can use with your clients to discuss and explore diversification strategies.The investment professionals within Allianz Investment Management LLC1 use their deep understanding of the economy to share market commentary every quarter to aid in conversations about long-term strategy.
We share how financial professionals can help address their clients’ concerns with our knowledge of the market and risk management, by utilizing insurance products.
Get insights from financial industry leaders and innovators on how retirements – and the entire industry – are evolving. You’ll learn new approaches to using insurance products to address risk management and the challenge of preparing your clients for the future they want.
Call the Life Case Design Team for an illustration at 800.950.7372.
The death benefit is generally paid income-tax-free to beneficiaries.
Indexed universal life insurance policies require qualification through health and financial underwriting.
Diversifying within an IUL does not ensure that a policy will be credited with interest in any given year.
Exercising an Index Lock may result in a credit higher or lower than if the Index Lock had not been exercised. We will not provide advice or notify you regarding whether you should exercise an Index Lock or the optimal time for doing so. If you choose to lock in an index value, the beginning index value for the next policy year will be the index value at the end of the previous policy year (not the locked-in index value).
Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.
Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.950.1962 www.allianzlife.com P64339
This content does not apply in the state of New York.
Product availability may vary by broker/dealer.
For financial professional use only – not for use with the public.
• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF
