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Allianz 222® Annuity 

Valuable benefits, plus flexibility

Want income that has an opportunity to increase down the road?

Like all fixed index annuities, Allianz 222 offers you principal protection from market loss, potential indexed interest, and the potential for tax-deferred growth. It also gives you two ways to receive income increases, two ways to get a bonus,1 and two ways for your beneficiaries to get a death benefit.2  You can also start income payments after as few as 10 years.
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Here’s one way to help prepare for life’s “what-ifs”. 

You can’t anticipate every challenge you might face in retirement. That’s why Allianz 222 annuity gives you the flexibility to address life’s “what ifs.” It gives you accumulation potential now (with two ways to get a bonus),1 plus options to customize your income later.
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Ready to learn more?

Ask your financial professional how Allianz 222 can complement your overall retirement strategy.
You can also read further to learn more about how the product works.

1The premium bonus and interest bonus are credited only to the Protected Income Value (VIP). To receive the PIV, including the bonus, the contract must be held for at least 10 contract years, and then lifetime income withdrawals must be taken. You will not receive the bonuses if the contract is fully surrendered or if traditional annuitization payments are taken. If it is partially surrendered the PIV will be reduced proportionally, which could result in a partial loss of bonuses. Income withdrawals are considered partial withdrawals and are subject to ordinary income tax and, if taken prior to 59½, a 10% federal additional tax. Because this is a bonus annuity, it may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don't offer a bonus feature.

2The lump-sum death benefit is equal to the greater of the contract’s accumulation value, cumulative withdrawal amount, or guaranteed minimum value.


Any distributions are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.

During the first 10 years, a surrender charge and MVA will apply if the contract is partially or fully surrendered. These charges may result in a loss of indexed interest and fixed interest, interest bonus, and a partial loss of principal (premium).

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060. (C54370-MVA, R95352-MVA)

Product and feature availability may vary by state and broker/dealer.