allianz 360 annuity

Allianz 360℠ Annuity

An opportunity at every turn

Need a balanced approach, and flexible income options?

Like all fixed index annuities, Allianz 360 offers you principal protection from market loss, potential indexed interest, and the potential for tax-deferred growth. It also gives you an interest bonus1 every time your contract earns interest, until you start taking lifetime income withdrawals. Plus – with the 360 Benefit rider (included at an additional cost)2 – you get increasing lifetime income withdrawal percentages beginning at age 40. (That means the longer you wait to start taking income, the greater your income payments will be.) You can start income withdrawals anytime after the first contract year. 
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Ready to learn more?

Ask your financial professional how Allianz 360 can complement your overall retirement strategy.
You can also read further to learn more about how the product works.

1 Bonus annuities may include higher surrender charges, longer surrender periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don't offer a bonus.

2 The annual charge for the 360 Benefit rider is 1.20% of the contract's accumulation value. You can cancel the 360 Benefit rider anytime after the fifth contract year. Once you terminate the 360 Benefit rider it may not be reinstated.


Any distributions are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.

During the first 10 years, a surrender charge and MVA will apply if the contract is partially or fully surrendered. These charges may result in a loss of indexed interest and fixed interest, interest bonus, and a partial loss of principal (premium).

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060. (C54370, R95316)

Product and feature availability may vary by state and broker/dealer.