Allianz Accumulation AdvantageSM Annuity

Accumulation potential in a straightforward design


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Accumulation Advantage Annuity offers powerful accumulation potential for your retirement savings.

Sometimes your retirement goals are simple – accumulate assets for the future. When it’s time to get growing, Allianz Accumulation Advantage Annuity can help.

Like all fixed index annuities, Allianz Accumulation AdvantageSM Annuity offers you principal protection from market downturns, annuity income options, and a death benefit for beneficiaries.

Plus, Accumulation Advantage offers a straightforward design with features that offer the opportunity for fixed and indexed interest growth, including:

  • a variety of options to allocate your premiums toward, including eight index allocation options and a fixed interest allocation
  • a choice of Allianz exclusive allocations1 designed in partnership with three highly recognized names in the financial industry – Bloomberg, PIMCO, and BlackRock®
  • The option to add even more accumulation opportunities with the additional-cost2 Dual Bonus Benefit Rider.3

Next steps:

Talk to your financial professional to see if Allianz Accumulation Advantage Annuity is appropriate for you. Here are some questions they can help answer:

  1. How are the annuity’s principal and any credited interest protected?
  2. How can this product provide income for life and assist with the rising cost of living?
  3. What backs up any guarantees available with this product?
  4. What else should I consider that might impact my retirement?

1 The Bloomberg US Dynamic Balance Index II and PIMCO Tactical Balanced Index are exclusive to Allianz until 12/31/2020. The BlackRock iBLD Claria Index is exclusive to Allianz until September 1, 2019.

2 The Dual Bonus Benefit Rider is optional when you purchase the Allianz Accumulation Advantage Annuity and is available for an annual cost of 0.95%, which we deduct monthly from the accumulation value.

3 Bonus annuities may include higher surrender charges, longer surrender periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don't offer a bonus.

Any distributions are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.

During the first 10 years, a withdrawal charge and MVA will apply if the contract is partially or fully surrendered. These charges may result in a loss of indexed interest and fixed interest and a partial loss of principal (premium).

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060. (C64237-MVA, R95528-01-MVA)

In the state of New York, only Allianz Life Insurance Company of New York is authorized to offer annuities and life insurance.

Product and feature availability may vary by state and broker/dealer.

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