Allianz has your roadmap to success

See our route to driving more sales

For today’s economic landscape, there’s Allianz Life Pro+® Advantage Fixed Index Universal Life Insurance Policy.

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[Narrator] In today's economic landscape, you need a good roadmap to help you navigate through hazards and uncertain terrain.

[On-screen disclosure] For financial professional use only. [End of on-screen disclosure]

And that's Allianz Life Pro+® Advantage Fixed Index Universal Life Insurance Policy.

[On-screen disclosure] Fixed index universal life (FIUL) insurance provides death benefit protection that is generally paid to beneficiaries income-tax-free, plus the opportunity to build accumulation value. [End of on-screen disclosure]

It can help you drive new sales and get you to more success with competitive caps and participation rates – our most attractive rates ever – for greater accumulation potential.

Plus innovative product features: In fact, we offer the only FIUL policy with index Lock, giving your clients the opportunity to lock in an index value they're comfortable with once each crediting period. And for a limited time, your eligible clients get automatic risk-class upgrades. That can mean lower policy fees and charges, leaving more in the policy for future accumulation potential.

Finally, we've invested in leading-edge tools, such as our Showcase and Backcasting Tools, for more effective and customized policy proposals.

Allianz's Life Pro+® Advantage starts with death benefit protection, but goes far beyond that. Find out all the ways we can help you reach new sales opportunities and new clients. Call the Life Case Design Team at 800.950.7372, or go to allianzlife.com/liferoadmap.

[On-screen disclosures]

Exercising an Index Lock may result in a credit higher or lower than if the Index Lock had not been exercised. We will not provide advice or notify you regarding whether you should exercise an Index Lock or the optimal time for doing so.

For financial professional use only – not for use with the public.

Product and feature availability may vary by state and broker/dealer.

This content does not apply in the state of New York.

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.950.1962 www.allianzlife.com

[End of on-screen disclosures]

Keep your business moving forward and stay ahead of the competition – with these powerful product features, programs, and resources.

Historically competitive caps and participation rates

Innovative product features

Powerful tools for powerful proposals

Exclusive Risk-Class Upgrade Program

Fixed index universal life insurance provides a death benefit for beneficiaries, as well as the opportunity to build accumulation value that can complement an overall financial strategy.

Historically competitive caps and participation rates

How high? Some of our participation rates are currently around 200%. The competitive caps and rates on the allocation options available with Allianz Life Pro+® Advantage mean more accumulation potential for your clients. Plus, we’re offering our highest Premium Discount rate ever – the fixed account at a historic 5% – along with recent increases to our Classic bonus allocations.

Related tools and resources

View our competitive rates

Index allocation guide (PDF)

Innovative product features

We are an industry leader in launching innovative product features. In fact, we are the only FIUL carrier to offer Index Lock for capturing gains in volatile markets. And with our new auto-renewal feature, we’re making it easier for clients to continue to have access to the potential benefits of Index Lock year after year.¹

tile-azl-life-roadmap-innovative-features

Related tools and resources

Using Index Lock to capture potential interest (PDF)

Auto Lock case study (PDF)

Index Lock step by step training module

Powerful tools for more powerful proposals

Stronger presentations can give you an edge over the competition and help you close more sales. So we’ve invested in leading-edge digital tools for more easily creating, customizing, and presenting policy proposals.

Showcase

This case study tool shows your clients how their policy values could be impacted by bonuses.

Backcasting tool

Help assess the historical likelihood of meeting the rate you’ve selected for your client’s illustration.

Ensight modules and marketing stories

Create easy-to-understand, interactive presentations to help engage and educate clients.

Related tools and resources

Backcasting brainshark

Ensight training module

Exclusive Risk-Class Upgrade Program

Now your qualifying clients will be automatically upgraded to our best risk class (Preferred +) – which can potentially save on the cost of their premiums (or increased accumulation potential). Don’t underestimate the appeal of an attractive offer, especially for all the benefits Allianz Life Pro+® Advantage offers your clients in the years before and during retirement.

Take our route to new sales

Powerful features like these, added to the death benefit and accumulation potential, make this a great time to be selling the benefits of Allianz Life Pro+® Advantage.

Contact the Life Case Design Team at 800.950.7372 for help in designing a case or to learn more about all our strategic tools.

¹ Setting targets authorizes Allianz to automatically activate an Index Lock once the target is reached, based on the index interest rate percentage at the end of the business day. Targets need to be renewed after each crediting period unless auto-renewal is active.

The death benefit is generally income-tax-free when left to beneficiaries.

Fixed index universal life insurance (FIUL) requires qualification through health and financial underwriting.

Bonused products may include higher surrender charges, longer surrender periods, lower caps, or other restrictions that are not included in similar products that don’t offer a bonus. The index allocations that offer the interest bonus will generally have lower caps and participation rates. Not all bonuses guarantee that a policy will be credited with an interest bonus every year as some are based on the growth of an index.

For financial professional use only – not for use with the public.

Product and feature availability may vary by state and broker/dealer.

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

This content does not apply in the state of New York.

Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060. (P64339)

Allianz has your roadmap to success

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