Allianz Benefit Control annuity

Allianz Benefit Control® Annuity

Take control of your retirement goals.

Allianz Life Insurance Company of North America

Want greater access, more control, and the possibility of income increases?

Allianz Benefit Control® gives you immediate access,1 two ways to get a bonus,2 and more control over how you pursue your retirement goals. Plus, your income payments could go up, based on the performance of your chosen index(es)
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See one way to help address three common financial goals.

Our video explains how Allianz Benefit Control® gives you options to access your money, provides protection of your principal and credited interest from market downturns, and offers accumulation potential with control over how you pursue your retirement income goals.
 
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Ask your financial professional how Allianz Benefit Control® can complement your overall retirement strategy.
You can also read further to learn more about how the product works.

1 You can start taking lifetime withdrawals from your annuity immediately or on any monthly anniversary after age 50 – but remember that you may be subject to a 10% federal early withdrawal penalty if you take withdrawals before age 59½. These lifetime withdrawal payments will last as long as you live.

2 The premium and interest bonus is credited only to the Protected Income Value (PIV). To receive the PIV, including the bonus, lifetime withdrawals must be taken. The PIV is not available as a lump sum. You will not receive the bonuses if the contract is fully surrendered or if traditional annuitization payments are taken. If it is partially surrendered the PIV will be reduced proportionally, which could result in a partial loss of bonuses. Lifetime withdrawals are considered partial withdrawals and are subject to ordinary income tax and, if taken prior to 59½, a 10% federal additional tax. Because this is a bonus annuity, it may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don't offer a bonus feature.

Any distributions are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.

During the first 10 years, a surrender charge and MVA will apply if the contract is partially or fully surrendered. These charges may result in a loss of indexed interest and fixed interest, interest bonus, and a partial loss of principal (premium).

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060.
(C64237-MVA, R95581-MVA, ICC17C64237-MVA)

Product and feature availability may vary by state and broker/dealer.

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