We designed the Allianz Index Advantage+ Income℠ Variable Annuity to help you meet your retirement income goals. It provides tax deferral,1 a variety of lifetime payout options to help you prepare for retirement including annuity payments and income payments, and a choice between two death benefit options (one optional, and at an additional cost) during the accumulation phase. The contract allows you to allocate among multiple crediting methods, also called index strategies.
As with any investment vehicle, registered index-linked annuities (RILAs) are subject to risk – including possible loss of principal. Investment returns and principal will fluctuate with market conditions so that contract values, upon distribution, may be worth more or less than the original cost.
This material must be preceded or accompanied by the RILA brochure and Income Benefit rider brochure, current prospectus, current lifetime withdrawal grid, and a current Income Benefit prospectus supplement.
A personalized, full product illustration can demonstrate how the RILA may be suitable for your specific situation. Clients should consult with a financial professional to determine if Index Advantage+ IncomeSM can help meet their retirement needs.
This income calculator is not intended to constitute fiduciary advice. You should consult with your financial professional to discuss your specific situation.
This interactive tool allows you to view how much initial annual income could be generated based on the inputs you provide. Information and interactive calculators are hypothetical and for illustrative use only. Allianz Life Insurance Company of North America (Allianz) cannot and does not guarantee their applicability to any individual circumstances. For Index Advantage+ IncomeSM, the tool does not take into account any allocation to the variable option; your results would be different if allocated to the variable option. The results are based on inputs provided by you and are not intended to represent actual performance or predict future results. The assumed values are compounded annually, and are not guaranteed. The average annual credit you enter below is shown before deduction of any annual contract fees and expenses. However, the contract value resulting from this average annual credit does reflect deduction of the annual product fee and Income Benefit rider fee, but does not reflect deduction of other contract fees and expenses. If all contract fees and expenses were deducted, results would be lower. This calculator assumes selection of the Traditional Death Benefit. You should consider all of a product's features and benefits and consult with a financial professional regarding your investment objectives and risk tolerance before purchasing a variable annuity.
Let’s see how much retirement income you could potentially create.
Use this income calculator to estimate how much initial annual income could be generated based on the following three hypothetical factors:
- Initial annual income payment: Find out how much initial annual income payment could be generated.
- Initial purchase payment: Find out the initial purchase payment necessary to generate a specified initial annual income payment.
- Average annual credit: Find out how an average annual credit could impact your initial annual income payment.