Why Allianz

We add strength to your promises. Through annuities and life insurance, we back up your commitments to loved ones, today and in the future.

Over 115 years old and still going strong.

Since 1896, we've had the strength and stability to fulfill our promises. Through bull markets and bear markets, we've stayed true to our careful planning, disciplined investing, and risk management experience. That's why we're well positioned for what's ahead.

High financial ratings

Consistently high financial ratings:

  • Rated A+ (Superior) by A.M. Best1
  • Rated A1 by Moody's2
  • Rated AA (Very Strong) by Standard & Poor's3

Conservative investing

A conservative investment philosophy that:

  • Seeks long-term results,
  • Diversifies across asset classes, and
  • Uses in-house, real-time risk management.

Financial strength

  • Our cash reserves help us back our guarantees.
  • We have a strong operating margin.
  • We maintain a high level of liquidity.

History of global connections

Allianz SE, our parent company, is:

  • the world's 34th largest company,4
  • the world's fifth-largest asset manager,5 and
  • serves over 85 million customers worldwide.

Commitment to ESG

We use environmental, social, and governance (ESG) factors to:

  • Inform our sustainability initiatives
  • Support social inclusion for our employees and customers
  • Ensure transparency in our business activities

1 The A.M. Best rating of A+ (Superior) is the second highest of 16 possible ratings, and was affirmed August 2018.

2 The Moody's rating of A1 is the fifth highest of 21 possible ratings, and was affirmed August 2018.

3 The Standard & Poor's rating of AA (Very strong) is the third highest of 21 possible ratings, and was affirmed July 2018.

These independent agency ratings are based on an analysis of financial results and an evaluation of management objectives and strategies. The ratings do not pertain to the variable investment options, which fluctuate with market conditions. The ratings do not indicate approval by the analysts and are subject to change. For a full description of how rating categories are assigned, please refer to these ratings agencies' websites: www.AMBest.com, www.standardandpoors.com, www.moodys.com.

4 Fortune Global 500, July 2017. Ranking based on revenue.

5 Allianz SE, P&I / Towers Watson World 500, October 2017. Ranked by total AUM.

Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060.

Product and feature availability may vary by state and broker/dealer.

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