High ratings from independent rating agencies reflect our stability, integrity, and strong balance sheet. We’ve maintained our high ratings in good times – and bad. In fact, we were never downgraded during the last financial crisis.

Recent historical ratings

Financial Ratings

The A.M. Best rating of A+ (Superior) is the second highest of 16 possible ratings, and was affirmed August 2018.

The Moody’s rating of A1 is the fifth highest of 21 possible ratings, and was affirmed October 2017.

The Standard & Poor’s rating of AA (Very strong) is the third highest of 21 possible ratings, and was affirmed July 2018.

These independent agency ratings are based on an analysis of financial results and an evaluation of management objectives and strategies. The ratings do not pertain to the variable investment options, which fluctuate with market conditions. The ratings do not indicate approval by the analysts and are subject to change.

Standard & Poor’s

  • An independent provider of credit ratings for more than 150 years
  • Strives to help people make informed investment decisions
  • Ratings are based on quantitative and qualitative evaluations of an insurer’s financial security characteristics
  • Insurers rated AA have Very Strong financial security characteristics

Learn more at www.standardandpoors.com.

A.M. Best

  • Founded in 1899
  • The largest and oldest independent insurance analyst in the U.S.
  • Ratings are based on financial results and qualitative evaluations (management objectives and strategies)
  • The company evaluates profitability, leverage, and liquidity, along with assets, reserve adequacy, reinsurance, business strategies, market leadership, parent company support, and management competency

Learn more at www.AMBest.com.


  • Rating insurance companies since 1986
  • One of two agencies outside the insurance industry most frequently recognized with respect to financial ratings
  • Ratings reflect the insurance company’s ability to pay obligations and claims
  • Analyses focus on business fundamentals including financial factors, franchise value, management, and organizational structure

Learn more at www.moodys.com.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. In New York, products are issued by Allianz Life Insurance Company of New York, 28 Liberty Street, 38th Floor, New York, NY 10005-1422. Variable products are distributed by their affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297.

In the state of New York, only Allianz Life Insurance Company of New York is authorized to offer annuities and life insurance. www.allianzlife.com/new-york

Product and feature availability may vary by state and broker/dealer.

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