We’re hitting the gas with increased bonuses

Take advantage of these rates while they're available!

Fuel your clients’ income potential with some of our biggest premium bonuses* ever. Beginning August 19, 2025, they can receive a:

30%

30% PIV premium bonus
on Allianz Benefit Control+™ Annuity

50%

50% PIV premium bonus
on Allianz 222+™ Annuity

And that’s in addition to the increased lifetime withdrawal percentages we announced for Allianz Benefit Control+™ Annuity in July.

*The premium bonus and interest bonus are credited only to the Protected Income Value (PIV). To receive the PIV, including the value of these bonuses, lifetime withdrawals must be taken. The PIV is not available as a lump sum. Clients will not receive these bonuses if the contract is fully withdrawn or if traditional annuity payments are taken. If the client takes any type of withdrawal the PIV will be reduced proportionally. Bonus annuities may include higher withdrawal charges, longer withdrawal charge periods, lower rates, or other restrictions that are not included in similar annuities that do not offer a bonus feature.

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Benefits beyond the higher bonuses

Of course, our FIAs go beyond just offering competitive rates2 and bonuses.1 Allianz Benefit Control+™ and Allianz 222+™ also include the innovative benefits that make us an industry leader – PLUS new features that offer clients more flexibility and control to adapt to their unique circumstances.

Increasing income potential

In addition to offering lifetime income benefits in the form of lifetime withdrawals, Allianz Benefit Control+™ and Allianz 222+™ also offer the opportunity for income increases every time the contract earns an interest credit. 95% of our FIA clients who chose our increasing income options, when available, have received an increase.3 (What’s more, with each increase, they’re guaranteed to receive the higher payment for the rest of their life as long as they follow the terms of the contract.)

Enhanced access

Income Flex Benefit

Clients can potentially access more of their annuity’s value sooner to help address life’s unexpected events.

Enhanced penalty-free withdrawals

Unused free withdrawal percentage carries over to the following year, up to a maximum of 20%.

Crediting method innovation

1-year Highest Daily Value with a participating rate

Available on Bloomberg US Dynamic Balance III ER Index.

1-year Performance Trigger

Available on S&P 500® Index.

Indexing diversification4

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The same powerful benefits that created two of our top sellers5

Allianz Benefit Control+™ Annuity

  • Income now or later6
  • 30% PIV premium bonus1
  • 250% PIV interest bonus1, 8
  • Index Lock allows clients to lock in a positive index value change once per crediting period. The Index Lock occurs at the end of the business day and will remain locked until the end of the contract year.9
  • Increasing income opportunity helps clients address rising costs of living
  • Allianz® Income Multiplier Benefit (PDF) can double your clients’ income withdrawals when they may need it the most10

Allianz 222+™ Annuity

  • Income after 10 years6, 7
  • 50% PIV premium bonus1
  • 150% PIV interest bonus factor1
  • Index Lock allows clients to lock in a positive index value change once per crediting period. The Index Lock occurs at the end of the business day and will remain locked until the end of the contract year.9
  • Increasing income opportunity helps clients address rising costs of living10
  • Allianz® Income Multiplier Benefit (PDF) can double your clients’ income withdrawals when they may need it the most11

Ready to fuel your business potential?

Here are three ways to take the next step:

Connect with the FASTeam

For questions and sales support, call 800.950.7372

Already selling Allianz Benefit Control® Annuity or Allianz 222® Annuity?

To ensure your business is not interrupted, please be aware of the following:

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Required training

NAIC training is required. If you have already taken your Allianz Benefit Control® or Allianz 222® training, a shorter supplemental training is required prior to selling prior to selling Allianz Benefit Control+™ and Allianz 222+™.
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Operational differences

There are operational differences with Allianz Benefit Control+™ and Allianz 222+™.

New to Allianz?

Onboarding is easy. Complete your product training, get set up to submit your business electronically, and manage your business online – in just three quick steps!

Our story

Since 1896, we’ve been honoring our guarantees and keeping the promises we make to our customers.

Fixed index annuities are designed to meet long-term needs for retirement income. They provide guarantees agains the loss of principal and credited interest, tax-deferred accumulation potential, and the reassurance of a death benefit for beneficiaries.

1 The premium bonus and interest bonus are credited only to the Protected Income Value (PIV). To receive the PIV, including the value of these bonuses, lifetime withdrawals must be taken. The PIV is not available as a lump sum. Clients will not receive these bonuses if the contract is fully withdrawn or if traditional annuity payments are taken. If the client takes any type of withdrawal the PIV will be reduced proportionally. Bonus annuities may include higher withdrawal charges, longer withdrawal charge periods, lower rates, or other restrictions that are not included in similar annuities that do not offer a bonus feature.

2 Rates are subject to change. Log in to see our current rates.

3 60,246 Allianz fixed index annuity contracts were used for the analysis, and represent contracts which elected an increasing income withdrawal option from 1/1/08 through 12/31/23, and would have been eligible to receive interest credits from 1/1/09 through 12/31/24. Increases displayed were taken from multiple products and income benefits/riders that were available at that time. The amount of the increase was determined by the interest credited by their chosen allocation option(s). These allocations include a wide variety of indexes and crediting methods. This data includes all allocation methods selected during that time, including those that have chosen the fixed allocation. Individual contracts may have seen varying amounts of income increases. Contracts that took excess withdrawals were excluded from this because they were not eligible for increases in all years. Past income payment increases and interest credits are not a guarantee of future results. This population is not exclusive to Allianz Benefit Control+™, Allianz Benefit Control®, Allianz 222+™, Allianz 222®.

4 Diversifying allocations within a fixed index annuity does not ensure an interest credit in any crediting period. No single allocation option will be most effective in all market environments.

5 Allianz Benefit Control® Annuity and Allianz 222® Annuity are the company’s best-selling FIAs, based on internal sales data for through April 2025. Allianz Benefit Control® Annuity and Allianz 222® Annuity were discontinued May 6, 2025, for most states and broker/dealers.

6 Clients can start taking lifetime withdrawals immediately or on any monthly anniversary so long as the covered person is at least 50 years old on the most recent contract anniversary and the client has not taken an excess partial withdrawal or added premium during the contract year.

7 Clients can start taking lifetime withdrawals on or after the 10th contract anniversary so long as the covered person is at least 60 years old on the most recent contract anniversary.

8 With the Accelerated PIV Interest Bonus option, clients receive a 250% PIV interest bonus with a 50% accumulation value interest factor. Clients can also choose the Balanced PIV Interest Bonus Option to receive a 150% PIV interest bonus with a 100% accumulation value interest factor.

9 Exercising an Index Lock may result in a credit higher or lower than if the Index Lock had not been exercised. Because the Index Lock occurs at the end of the business day, the actual value received may be higher or lower than at the time of request. Allianz will not provide advice or notification regarding whether to exercise an Index Lock or the optimal time for doing so.

10 To receive the Allianz Income Multiplier Benefit, the covered person must meet the confinement or activities of daily living (ADL) requirements. To meet the confinement criteria, you must be confined to an eligible hospital, nursing facility, or assisted living facility for at least 90 days in a consecutive 120-day period. Confinement must occur after the first contract year and either during the contract year before the start of the lifetime income withdrawals or at any time thereafter. To meet the ADL criteria, a physician must certify that the covered person is unable to perform at least two of the six ADLs for at least 90 consecutive days. The six ADLs are eating, bathing, dressing, toileting, transferring, and continence. Diagnosis must occur during the contract year prior to beginning lifetime income withdrawals or any time thereafter. The enhanced withdrawals will occur until a full recovery or the accumulation value reaches zero, at which time the withdrawals will revert back to the standard amount. If the contract owner does not reapply for eligibility, increased payments will end the contract anniversary following the first contract anniversary where the benefit was in effect. The Allianz Income Multiplier Benefit is available after the annuity has been owned for at least five years (Allianz Benefit Control+™) or 10 years (Allianz 222+™), depending on the product.

Any distributions are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.

The indexes available within the contract are constructed to keep track of diverse segments of the U.S. or international markets, or specific sectors. These indexes are benchmarks only. Indexes can have different constituents and weighting methodologies. Some indexes have multiple versions that can weight components or may track the impact of dividends differently. Although an index may affect your interest credited, you cannot buy, directly participate in, or receive dividend payments from any of them through the contract.

There is potential for volatility-controlled indexes to underperform compared against benchmark indexes.

The Blended Futures Index is comprised of four sub-indexes: S&P 500® Futures Index ER, Bloomberg International Equity Custom Futures ER Index, Bloomberg US 10yr Note Custom Futures ER Index, and Bloomberg US Small Cap Custom Futures ER Index.

“Bloomberg®” and the Bloomberg indices referenced herein (the “Indices”, and each such index, an “Index”) are trademarks or service marks of Bloomberg Finance L.P. and its affiliates, including Bloomberg Index Services Limited (“BISL”), the administrator of the Index (collectively, “Bloomberg”) and/or one or more third-party providers (each such provider, a “Third-Party Provider,”) and have been licensed for use for certain purposes to Allianz Life Insurance Company of North America (the “Licensee”). To the extent a Third-Party Provider contributes intellectual property in connection with the Index, such third-party products, company names, and logos are trademarks or service marks, and remain the property, of such Third-Party Provider. Bloomberg is not affiliated with the Licensee or a Third-Party Provider, and Bloomberg does not approve, endorse, review, or recommend the financial products referenced herein (the “Financial Products”). Bloomberg does not guarantee the timeliness, accurateness, or completeness of any data or information relating to the Indices or the Financial Products.

The Bloomberg US Dynamic Balance III ER Index is comprised of varying exposure to the Bloomberg US Equity Futures Basket ER Index, where the exposure is primarily determined by market implied volatility. The Bloomberg US Equity Futures Basket ER Index is comprised of three sub-indexes: the Bloomberg US Equity Custom Futures ER Index, the Bloomberg US Small Cap Custom Futures ER Index, and the Bloomberg US Tech Custom Futures ER Index, with intended weights of 80%, 10%, and 10%, respectively, rebalanced daily. The Bloomberg US Equity Custom Futures ER Index generally maintains exposure to large cap U.S. stocks via futures in excess of the corresponding benchmark portfolio. The Bloomberg US Small Cap Custom Futures ER Index generally maintains exposure to small cap U.S. stocks via futures in excess of the corresponding benchmark portfolio. The Bloomberg US Tech Custom Futures ER Index generally maintains exposure to technology sector U.S. stocks via futures in excess of the corresponding benchmark portfolio. The Bloomberg US Intermediate Corporate Bond Index measures the investment grade, U.S. dollar-denominated, fixed-rate, taxable corporate bond market including USD-denominated securities publicly issued by U.S. and non-U.S. industrial, utility and financial issuers that meet specified liquidity and quality requirements and have a maturity of greater than one year and less than ten years.

“Bloomberg®”, Bloomberg US Dynamic Balance III ER Index, and Bloomberg US Intermediate Corporate Bond Index are service marks of Bloomberg Finance L.P. and its affiliates, including Bloomberg Index Services Limited (“BISL”), the administrator of the Indexes (collectively, “Bloomberg”) and have been licensed for use for certain purposes by Allianz Life Insurance Company of North America ("Allianz"). Bloomberg is not affiliated with Allianz Life Insurance Company of North America ("Allianz"), and Bloomberg does not approve, endorse, review, or recommend the Allianz product. Bloomberg does not guarantee the timeliness, accurateness, or completeness of any data or information relating to the Allianz product.

MORGAN STANLEY STRATEGIC TRENDS 10 ER INDEX (THE “INDEX”) IS THE PROPERTY OF MORGAN STANLEY & CO. LLC.

ANY PRODUCT THAT IS LINKED TO THE PERFORMANCE OF THE INDEX IS NOT SPONSORED, ENDORSED, SOLD OR PROMOTED BY MORGAN STANLEY & CO. LLC, OR ANY OF ITS AFFILIATES (COLLECTIVELY, “MORGAN STANLEY”). NEITHER MORGAN STANLEY NOR ANY OTHER PARTY (INCLUDING WITHOUT LIMITATION ANY CALCULATION AGENTS OR DATA PROVIDERS) MAKES ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, REGARDING THE ADVISABILITY OF PURCHASING ANY PRODUCT LINKED TO THIS INDEX. IN NO EVENT SHALL MORGAN STANLEY HAVE ANY LIABILITY FOR ANY SPECIAL, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGES INCLUDING LOST PROFITS, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. THE INDEX IS THE EXCLUSIVE PROPERTY OF MORGAN STANLEY. MORGAN STANLEY AND THE INDEX ARE SERVICE MARKS OF MORGAN STANLEY AND HAVE BEEN LICENSED FOR USE FOR CERTAIN PURPOSES BY ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICA (“LICENSEE”). NEITHER MORGAN STANLEY NOR ANY OTHER PARTY HAS OR WILL HAVE ANY OBLIGATION OR LIABILITY TO OWNERS OF THIS PRODUCT IN CONNECTION WITH THE ADMINISTRATION OR MARKETING OF THIS PRODUCT, AND NEITHER MORGAN STANLEY NOR ANY OTHER PARTY GUARANTEES THE ACCURACY AND/OR THE COMPLETENESS OF THE INDEX OR ANY DATA INCLUDED THEREIN.

No purchaser, seller or holder of this product, or any other person or entity, should use or refer to any Morgan Stanley trade name, trademark or service mark to sponsor, endorse, market or promote this product, without first contacting Morgan Stanley to determine whether Morgan Stanley’s permission is required. Under no circumstances may any person or entity claim any affiliation with Morgan Stanley without the prior written permission of Morgan Stanley.

The Index applies a bespoke volatility control mechanism to seek to identify changing market conditions using intraday data with the aim of stabilizing the overall level of risk of the Index. The volatility control calculation applied by Morgan Stanley as part of the Index’s methodology may decrease the Index’s performance and thus the return of any product linked to the Index. In addition, because the volatility control calculation is expected to reduce the overall volatility of the Index, it will also reduce the cost of hedging certain products linked to the Index.

Morgan Stanley may transact derivative transactions linked to the Index. Potential purchasers of products linked to this Index should refer to the full offering document for important information concerning such products, including the related risk factors and make their own appraisal of the risks and suitability of such products.

The S&P 500® Index is comprised of 500 stocks representing major U.S. industrial sectors. The S&P 500® Futures Index ER is constructed from the front-quarter E-mini futures contract on the S&P 500. It is part of the S&P Factor Series, which measures the inherent risk premium between asset classes and financial markets.

The "S&P 500® Index", and "S&P 500® Futures Index ER" are products of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and have been licensed for use by Allianz Life Insurance Company of North America ("Allianz"). S&P®, S&P 500®, US 500, and The 500 are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Allianz. Allianz products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index, and/or S&P 500® Futures Index ER.

Allianz Life Insurance Company of North America may provide compensation to third parties other than index providers based on premium allocated to certain indices. One or more of these third parties may have an indirect affiliation with your financial professional.

Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.950.1962

Product and feature availability may vary by state and broker/dealer.

This content does not apply in the state of New York.

For financial professional use only – not for use with the public.

C64997-MVA, R95581-02-MVA, R95352-01-MVA

M-8940 (3/2025)