Resources for financial professionals

Hispanic Americans have higher levels of anxiety about the rising costs, financial losses, or even health effects from extreme weather.

Even though Black/African Americans are likely to experience the effects of extreme weather, few have discussed this risk with a financial professional.

Asian Americans are more likely to be saving to address rising costs related to extreme weather events or natural disasters in the future.

If divorce has affected your client’s retirement plan, claiming a spousal benefit could offer them greater Social Security income during retirement.

Retiring earlier than planned presents risk by potentially depleting a client’s assets prematurely.

Feeling financially confident has become increasingly challenging for Americans, and many could benefit from the advice of a financial professional.

Conversation starters that can help mitigate the risk that debt can pose to their financial future.

Extreme weather can erode your clients’ wealth – just like inflation and rising health care costs. Here are reasons to talk about it.

Most people would like to live a long life and enjoy a lengthy retirement. Yet, a long life can pose risks to retirement.

Fear of outliving retirement funds is a big concern among women. How can you help female clients feel more confident in their financial future?

Help these clients create a strategic income strategy that will provide enough income while being sensitive to market risks.

Five strategies show the potential power of annuities: income tax deferral, complementing an investment strategy, improving retirement outcomes, income tax hedge, and lifetime income.

The more strategies to address the risk of inflation incorporated into a holistic financial strategy, the greater the chance of success in retirement.

Understanding their concerns and challenges can aid in helping clients make a plan.

A successful shift in ownership requires rigorous succession planning.