Resources for financial professionals

To maximize a client’s Social Security benefit, financial professionals should consider work history, benefit start date, taxes, and other income.

Adding a fixed index universal life insurance policy into a retirement portfolio can help mitigate risks to retirement from inflation, taxes, volatility, and longevity.

Financial professionals need to know how the provisions in this legislation will affect their clients.

Fixed index universal life insurance (FIUL) can be a valuable product for the middle market, especially when it comes to paying for college.

The cash value of a fixed index universal life (FIUL) insurance policy can be accessed through policy loans or withdrawals.

The more strategies to address the risk of inflation incorporated into a holistic financial strategy, the greater the chance of success in retirement.

Clients who are well funded for retirement may be more likely to experience tax issues, but there are strategies to help.

Understanding their concerns and challenges can aid in helping clients make a plan.

A better understanding of BIPOC perspectives on retirement planning can help financial professionals prepare BIPOC clients for the future.

A successful shift in ownership requires rigorous succession planning.

Recruiting, retaining, and motivating employees is particularly important for small businesses.

For people age 65 and older, health care represents 14% of all spending. It is important for your clients to have stable income throughout retirement to help cover these costs.

Creating a tailored retirement income strategy for clients starts with understanding their expenses and lifestyle goals.

If you are helping to establish a retirement plan for a client who is divorced, be aware that they may be eligible for a spousal benefit.

The things clients value from this relationship varies by life stage.

Getting proactive can help address tax risks down the road.

Financial professionals can help with strategies that help clients feel more in charge of their finances.

In the wake of the pandemic, many Americans could use advice from a professional about how to navigate their finances.

Help clients address the risk longevity can pose to their retirement strategy.

Helping clients navigate recent changes.

Understanding what clients value can influence strategy.

How carriers help provide holistic risk-management solutions through technology.

Breaking the ice can help create a sound retirement strategy that addresses risks such as increased healthcare costs and the rising cost of living.

It’s time to start talking about and planning for specific retirement risks, both as part of the COVID-19 pandemic and beyond.

See how to position life insurance as your client’s financial engine.

See how FIUL can help your client’s idle assets go further.