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Resources for financial professionals

Our insights and resources support your conversations with clients as you help them prepare for retirement with a comprehensive financial plan.

How to help clients maximize Social Security benefits

To maximize a client’s Social Security benefit, financial professionals should consider work history, benefit start date, taxes, and other income.


4 retirement risks that can be helped with life insurance

Adding a fixed index universal life insurance policy into a retirement portfolio can help mitigate risks to retirement from inflation, taxes, volatility, and longevity.

3 things to know about Secure 2.0 for financial professionals

Financial professionals need to know how the provisions in this legislation will affect their clients.

How clients can supplement college funding using life insurance

Fixed index universal life insurance (FIUL) can be a valuable product for the middle market, especially when it comes to paying for college.

How life insurance can supplement income during retirement for your middle-market clients

The cash value of a fixed index universal life (FIUL) insurance policy can be accessed through policy loans or withdrawals.

4 ways to help clients fight inflation

The more strategies to address the risk of inflation incorporated into a holistic financial strategy, the greater the chance of success in retirement.

3 ways taxes could cause issues for your clients in retirement

Clients who are well funded for retirement may be more likely to experience tax issues, but there are strategies to help.


Creating tailored financial strategies for small-business owners in niche markets

Understanding their concerns and challenges can aid in helping clients make a plan.

How financial professionals can help BIPOC Americans reach their financial goals

A better understanding of BIPOC perspectives on retirement planning can help financial professionals prepare BIPOC clients for the future.


How to help clients make a plan for selling or gifting their small business

A successful shift in ownership requires rigorous succession planning.


Helping business owners create a compensation strategy for key employees

Recruiting, retaining, and motivating employees is particularly important for small businesses.

3 ways for clients to pay for health care in retirement beyond Medicare

For people age 65 and older, health care represents 14% of all spending. It is important for your clients to have stable income throughout retirement to help cover these costs.

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Questions to ask clients while income planning for retirement

Creating a tailored retirement income strategy for clients starts with understanding their expenses and lifestyle goals.

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Divorced clients can get spousal Social Security benefits

If you are helping to establish a retirement plan for a client who is divorced, be aware that they may be eligible for a spousal benefit.

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What clients want from a financial professional

The things clients value from this relationship varies by life stage.

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How to help clients make plans now to lower their next tax bill

Getting proactive can help address tax risks down the road.
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Easing client concerns about market risks outside their control

Financial professionals can help with strategies that help clients feel more in charge of their finances.
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5 reasons for financial professionals to call their clients about retirement plans right now

In the wake of the pandemic, many Americans could use advice from a professional about how to navigate their finances.
How a long life can affect retirement savings

How a long life can affect retirement savings

Help clients address the risk longevity can pose to their retirement strategy.

The changing dynamics of required minimum distributions

Helping clients navigate recent changes.

Socially responsible investing is here to stay

Understanding what clients value can influence strategy.
Helping deliver value from fintech

Helping deliver value from fintech

How carriers help provide holistic risk-management solutions through technology.

Helping clients who are reluctant to discuss retirement risks

Breaking the ice can help create a sound retirement strategy that addresses risks such as increased healthcare costs and the rising cost of living.
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Talking to clients about risks to their retirement strategy

It’s time to start talking about and planning for specific retirement risks, both as part of the COVID-19 pandemic and beyond.

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FIUL and the importance of tax diversification

See how to position life insurance as your client’s financial engine.

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Life insurance offers opportunity for a new approach

See how FIUL can help your client’s idle assets go further.