Get a level of financial certainty during times of volatility – with Auto Lock

Allianz Life Pro+ Advantage® Fixed Index Universal Life Insurance Policy includes a death benefit plus the potential to build your accumulation value, tax-deferred, through interest based on the growth of one or more market indexes or a fixed interest allocation.

And during times of volatility, our Auto Lock feature enables you to capture an index value increase just by presetting an index value target in your policy. If that target is reached, that day’s ending value is automatically locked in, and you’re no longer subject to market volatility in the period.

You’ll have the reassurance of knowing you’ll end the crediting period with this index value – no matter what happens in the market after the lock is activated.

See how Jason makes Auto Lock work for him in this short video.


Learn more about Index Lock and Auto Lock.

Although an external market index may affect your interest credited, your policy does not directly participate in any stock or equity or bond investments. You are not buying shares in any stock or index.

Setting targets with Auto Lock authorizes Allianz to automatically activate an Index Lock once the target is reached, based on the index interest rate percentage at the end of the business day. Targets need to be renewed after each crediting period and must be greater than the current index return for the crediting period. This service may be discontinued at any time.

Activating Index Lock manually will cancel any current targets you have set for the current crediting period.

The death benefit is generally income-tax-free when passed on to beneficiaries.

Product and feature availability may vary by state and broker/dealer.

Annuity guarantees are backed solely by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060. (P64339)