Whether or not you have dependents, life insurance could be beneficial in future situation. Suppose you had unsettled debt at the time of your death. The death benefit from life insurance could help pay down any existing debt.


    Married/Domestic partners

    In order to plan for and help protect your loved ones in the future, it’s important to think about the financial requirements that may arise with each milestone – throughout career changes, home ownership, and saving a nest egg for you and your spouse or partner.


    Traditional Families

    At this point in your life you may have young children, or teenagers attending college soon that you want to help protect and provide for in the future. You may be faced with concurrent long-term expenses, such as saving for your retirement, while at the same time funding a child’s day care expenses or college tuition.


    Empty Nesters/Retirees

    With your working years nearly complete, now may be the time to help protect your loved ones and strategically allocate your savings. By doing so, you could be better prepared and more comfortable in the years that lie ahead.

Our life insurance products are designed to offer flexibility and control, and provide you with the knowledge that your family will be protected after you are gone. Typical features of our life insurance products include:

  • Protection against the financial risk of dying too soon
  • Powerful cash value accumulation potential
  • The ability to take loans from available cash value.1

Life Insurance Calculator

When you build your life, you build your future. That's why it's so important to include life insurance in your plans, but how do you determine how much coverage you need in the meantime? Use our life insurance calculator to find out.

Fixed index universal life insurance

Life insurance that provides death benefit protection with the potential to accumulate cash value.

About life insurance

Learn more about life insurance and whether it is right for you.

1Policy loans and withdrawals will reduce available cash values and death benefits and may cause the policy to lapse, or affect guarantees against lapse. Additional premium payments may be required to keep the policy in force. In the event of a lapse, outstanding policy loans in excess of unrecovered cost basis will be subject to ordinary income tax. Tax laws are subject to change and your clients should consult their tax professional.

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060.

In the state of New York, only Allianz Life Insurance Company of New York is authorized to offer annuities and life insurance. www.allianzlife.com/new-york

Product and feature availability may vary by state and broker/dealer.

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