We’re in it for LIFE

Work with a life insurance carrier committed to the business – and your success.


We’re in it with the #1 fixed index universal life product1

Allianz Life Pro+® Advantage Fixed Index Universal Life Insurance Policy has an edge over the competition – backed by our indexing experience and innovative features including: 

Indexes that seek to manage volatility


Index Lock for ensuring a positive index credit


Loan flexibility with competitive rates

FIUL provides a death benefit that is generally income-tax-free to beneficiaries along with the opportunity to build accumulation value.

We’re in it with new digital support to help your sales process

NEW Ensight Illustration Marketing Story

Help elevate your conversations with personalized and interactive Allianz Life Pro+® Advantage Marketing Stories within the product illustration system. To create a customized marketing story for your client,

  • Start by running an illustration for Allianz Life Pro+® Advantage
  • Click the Ensight button and navigate to the templates
  • Click on Marketing Stories – from here you will be able to email your clients a customized and interactive Marketing Story based on their illustrated values.

NEW e-signature capabilities

Get policies issued quicker with the option for online review and signature approvals.

Help your clients get started by sharing this easy-to-follow e-signature flier to help them set up an online account.


We’re in it with a transformed Life New Business team

We’ve upgraded for more consistent and dependable service on submitted applications. Our improved service includes:

Enhanced communications

An emphasis on more frequent communications and providing greater value


Large Case/Specialized Risk Underwriting

A new team focusing on high-face-amount and high-target-premium cases as well as specialty markets

We’re in it with more support for making the most of Index Lock

During times of increased volatility, Index Lock can reinforce client satisfaction

To help you make the most of this innovative feature, our easy-to-run Index Lock Report allows you to identify and monitor locking opportunities across your entire book of business. To run a report:

  1. Log into your account
  2. Go to Accounts > Fixed Annuity/Life
  3. Scroll to Index Lock Report

You can also receive personal notifications when your clients’ policies with eligible index allocation options reach a 10% or more increase in index value. And of course, with Auto Lock, you can preset targets to lock in automatically, eliminating the need for the daily tracking of values.


We’re in it for Life – and for you

Contact the Life Case Design Team at 800.950.7372 for additional information about Allianz Life Pro+® Advantage and our dedicated support.

1 Based on results in the Independent Insurance Broker channel, LIMRA 3Q21 YTD US Retail Individual Life Insurance Sales BY CHANNEL with All Splits. LifeTrends product detail via

2 Average locked interest rate percentage is based on 9,248 locks between September 17, 2019 and September 30, 2021. Potential interest varies by index allocation. Past results are not a guarantee for future results.

FIUL requires qualification through health and financial underwriting.

Policy loans and withdrawals will reduce the available cash value and death benefit and may cause the policy to lapse, or affect guarantees against lapse. Withdrawals in excess of premiums paid will be subject to ordinary income tax. Additional premium payments may be required to keep the policy in force. In the event of a lapse, outstanding policy loans in excess of unrecovered cost basis will be subject to ordinary income tax. If a policy is a modified endowment contract (MEC), policy loans and withdrawals will be taxable as ordinary income to the extent there are earnings in the policy. If any of these features are exercised prior to age 59½ on a MEC, a 10% federal additional tax may be imposed. Tax laws are subject to change and you should consult a tax professional.

Although an external index may affect the interest credited, the policy does not directly participate in any equity or fixed income investments. Your clients are not buying shares in an index.

Product and feature availability may vary by state and broker/dealer.

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

Product P64339 is issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.950.1962.

For financial professional use only – not for use with the public.