This material must be preceded or accompanied by a current prospectus (PDF) for Index Advantage+ Income®. Call your financial professional or Allianz Life Financial Services, LLC, member FINRA, at 800.624.0197 to obtain a prospectus about any available variable option(s). The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the registered index-linked annuity (RILA), index options, and any available variable option(s), which you should carefully consider. Please read the prospectuses thoroughly before sending money. More information can also be found on the product webpage.
IMPORTANT: The projections or other information generated by this tool regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results.
A personalized, full product illustration can demonstrate how the RILA may be suitable for your specific situation. Clients should consult with a financial professional to determine if Index Advantage+ Income® can help meet their retirement needs.
This income calculator is not intended to constitute fiduciary advice. You should consult with your financial professional to discuss your specific situation.
This calculator assumes selection of the Traditional Death Benefit. You should consider all of a product's features and benefits and consult with a financial professional regarding your investment objectives and risk tolerance before purchasing a variable annuity.
The assumed hypothetical values are compounded annually.
1 An eligible person is the contract owner and their spouse as long as the spouse is an owner or sole primary or sole contingent beneficiary as specified in the prospectus. As indicated in the prospectus, joint payments may not be available if your spouse is not named as an owner/sole primary beneficiary/sole contingent beneficiary at issue, or if the age difference between spouses is too great.
2 Income payment options:
Consistent, dependable income for life. This may be a good choice if you want the reassurance of knowing exactly how much income you’ll receive annually and if you want a guaranteed stream of income that you can’t outlive.
Consistent, dependable income for life. This may be a good choice if you want the reassurance of knowing exactly how much you’ll receive annually and if you want a guaranteed stream of income that you can’t outlive. Joint payments are based on the age of the younger eligible person. Be sure to adjust entries accordingly.
- Increasing Income – single
Guaranteed income for life – plus an opportunity for payment increases. This offers a smaller payment up front compared to the Level Income option, with the potential to increase each year by credits earned by your selected index options.
- Increasing Income – joint
Guaranteed income for life – plus an opportunity for payment increases. This offers a smaller payment up front compared to the Level Income option, with the potential to increase each year by credits earned by your selected index options. Joint payments are based on the age of the younger eligible person. Be sure to adjust entries accordingly.
3 The contract value (at income) and initial annual income reflect the deduction of the annual product fee and Income Benefit rider fee, but do not reflect any other fees or expenses.
4 The account value (at income) and initial annual income do not reflect the deduction of any potential retirement account fees.
Registered index-linked annuities (RILAs) provide indexed return potential with the opportunity for varying levels of protection through multiple index options available prior to receiving annuity payments, tax-deferred growth potential, a variety of annuity options, and a death benefit during the accumulation phase.
As with any investment vehicle, registered index-linked annuities (RILAs) are subject to risk – including possible loss of principal. Investment returns and principal will fluctuate with market conditions so that contract values, upon distribution, may be worth more or less than the original cost.
Withdrawals will reduce contract values (including any Cash Value) and the value of any potential protection benefits. Withdrawals taken within the period stated in the prospectus will be subject to a withdrawal charge or a Market Value Adjustment (MVA), depending on the product. All withdrawals are subject to ordinary income tax and, if taken prior to age 59 1/2, may be subject to a 10% federal additional tax.
