Allianz Life Announces Enhancements to Accumulation Advantage Annuity

Accumulation-focused FIA provides stronger performance and product innovations to help offer clients more potential while managing risks to retirement security

MINNEAPOLIS – July 19, 2022 – To help clients who are looking for growth potential paired with a level of protection from market volatility, Allianz Life Insurance Company of North America (Allianz Life) has released enhancements on its Allianz Accumulation Advantage® fixed index annuity (FIA).

The FIA has been re-engineered to offer more competitive rates, along with the addition of the new Multi-Year (MY) point-to-point crediting method, which can offer higher participation rates over two or five years. Accumulation Advantage also offers the innovative Index Lock feature along with multiple index options and crediting methods that provide clients greater potential to earn interest.

“Ongoing and extreme market volatility over the past few months have many Americans looking for ways to better protect their savings, without giving up the potential for growth,” said Sherri Du Mond, head of FMO distribution, Allianz Life.

According to the Allianz Life Q2 Quarterly Market Perceptions Study*, 66% of Americans say they need to accumulate more money to retire, but are too nervous to invest more in the market.

“These enhancements to Allianz Accumulation Advantage help address market risks while still providing upside potential as clients continue to accumulate and save for retirement,” said Du Mond.


*Allianz Life conducted an online survey, the 2022 Q2 Quarterly Market Perceptions Study in June 2022 with a nationally representative sample of 1,004 Respondents age 18+.

Fixed indexed annuities are designed to meet long-term needs for retirement income. They provide guarantees against the loss of principal and credited interest, tax deferred accumulation potential and the reassurance of a death benefit for beneficiaries.

Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

C64237-MVA issued by Allianz Life Insurance Company of North America. www.allianzlife.com

About Allianz Life Insurance Company of North America

Allianz Life Insurance Company of North America, one of the Ethisphere World’s Most Ethical Companies®, has been trusted since 1896 to help millions of Americans prepare for financial uncertainties and retirement with a variety of innovative risk management solutions. In 2023, Allianz Life provided additional value to its policyholders via distributions of more than $13.73 billion. Allianz Life is a leading provider of fixed index annuities, registered index-linked annuities, and fixed index universal life insurance. Additionally, Allianz Investment Management LLC (AllianzIM), a registered investment adviser and wholly owned subsidiary of Allianz Life, offers a suite of exchange-traded funds (ETFs). Allianz Life and AllianzIM are part of Allianz SE, a global leader in the financial services industry with approximately 157,000 employees in more than 70 countries. Allianz Life is a proud sponsor of Allianz Field® in St. Paul, Minnesota, home of Major League Soccer’s Minnesota United.