Allianz Center for the Future of Retirement™

Addressing the complex challenges of retirement planning requires innovative thinking, grounded in data. The new Allianz Center for the Future of Retirement™, part of Allianz, produces actionable insights and signature research to help financial professionals prepare for the future. 

The Center for the Future of Retirement™ draws on more than 125 years of experience in risk management at Allianz and our history of innovation in annuities, life insurance, and ETFs (offered through Allianz Investment Management LLC). We provide insights to support financial professionals and their clients.

Debt leaves many Americans struggling to save for retirement

Americans are holding more debt than ever, and many worry that their debt will affect their financial future. Debt can limit the ability to save for and achieve long-term financial goals like retirement. Still, few are discussing the worry about their existing debt affecting their future quality of life with a financial professional.

Strong interest in lifetime income solutions in employer plans

Most defined contribution plan participants worry they will run out of money from their employer-sponsored plan during retirement and have strong interest in adding guaranteed lifetime income solutions into their plans, such as annuities. Participants favor product designs that offer stability, risk management, growth potential, and protection against market downturns.

BullhornBullhorn

Rebuilding Retirement podcast

rebuilding retirement, navigating a new reality with your clients

Navigating a New Reality with your Clients

Get insights from financial industry leaders and innovators on how retirement – and the entire industry – are evolving. You’ll learn new approaches to risk management and the challenge of preparing your clients for the future they want.

SecureSecure

Risk management in practice

We share how financial professionals can help address their clients’ biggest problems with our deep understanding of the market and risk management.

How to help clients balance debt and retirement savings

Conversation starters that can help mitigate the risk that debt can pose to their financial future.

Icon ArticleCategory: Article Article

3 reasons to talk to your clients about the weather

Extreme weather can erode your clients’ wealth – just like inflation and rising health care costs. Here are reasons to talk about it.

Icon ArticleCategory: Article Article

How to help clients prepare for a longer-lasting retirement

Most people would like to live a long life and enjoy a lengthy retirement. Yet, a long life can pose risks to retirement.

Icon ArticleCategory: Article Article

What keeps women up at night?

Fear of outliving retirement funds is a big concern among women. How can you help female clients feel more confident in their financial future?

Icon ArticleCategory: Article Article

In the media

Why Gen Xers Could Uniquely Benefit from Retirement Risk Management

Eric Thomes, chief distribution officer, reminds financial professionals not to forget about the emerging needs of this generation.

What does retirement readiness really mean for your clients?

Corey Walther, president of Allianz Life Financial Services, LLC offers steps for financial professionals to help clients improve their retirement readiness. 

HomeHome

How Americans feel about financial risks

Consumer feelings about retirement and the economy are constantly changing. To help financial professionals better understand their clients’ needs, we conduct ongoing consumer insight research.

Driving improved financial security for Black Americans (PDF)

Study found that everyone has financial goals, but for Black Americans, reaching those milestones often comes with unique challenges rooted in deep-seated historical and systemic factors.

Debt and retirement: Helping your clients strike a balance to prepare for their financial future (PDF)

Study found that Americans are carrying more debt than ever, and many are holding onto it later in life.

Longer retirements need longer-lasting income (PDF)

Study found that your clients are likely to spend more time in retirement than previous generations.

Weatherproofing your clients’ retirement (PDF)

Study found that a majority of Americans are anxious about the effect extreme weather could have on their financial future.

Primary breadwinners and household CFOs: Women are taking charge of their financial well-being (PDF)

Study found that more women are taking on greater financial responsibility in their households than they were just two years ago.

The new reality for financial professionals (PDF)

Study found that fewer Americans say they are working with a financial professional even as they navigate a new retirement reality.
StocksStocks

Market and economic insights

The market environment affects how financial professionals create retirement strategies. Our investment professionals within Allianz Investment Management LLC1 use their deep understanding of the economy to share market commentary every quarter to aid in conversations about long-term strategy.

2025 Outlook: To cut or not to cut… That is the question for the Federal Reserve

2024 4Q Outlook: Cleared for landing ...

2024 3Q Outlook: Rewinding to the ‘90s
CollaborateCollaborate

Insights from our industry partners

2024 Annuity Sales: Strategic Insights and Future Market Trends

This exclusive forecast from LIMRA examines key drivers of record 2024 sales and provides insights into the future of annuities.

Most adults underestimate long-term care needs and costs

A recent study from the Center for Retirement Research at Boston College investigates how older households and financial advisors perceive medical and LTC risks in retirement.

PRIP Study: Accumulation to Decumulation

The latest installment of the Protected Retirement and Income Planning 2024 study found that nearly one-third of America’s retirees are spending money faster than they expected.

InformationInformation

Learn about Allianz

We are a leading provider of financial and retirement solutions with more than a century-long tradition of keeping our promises. Those appointed with Allianz will have access to a suite of retirement risk management products that can help your clients achieve their retirement goals.

1 Allianz Investment Management LLC (AllianzIM) is a registered investment adviser and a wholly owned subsidiary of Allianz Life Insurance Company of North America.

Allianz Life Insurance Company of North America (Allianz), Allianz Investment Management LLC (AIM LLC) and Allianz Life Financial Services, LLC are affiliated companies.

AllianzIM ETFs are distributed by Foreside Fund Services, LLC. Allianz Life Insurance Company of North America, Allianz Investment Management LLC and Allianz Life Financial Services, LLC are affiliated companies and are not affiliated with Foreside Fund Services, LLC.

Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

Products are issued by Allianz Life Insurance Company of North America. Registered index-linked annuities (RILAs) are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.542.5427 www.allianzlife.com

This content does not apply in the state of New York.