Retirement Foundation ADVSM Annuity

A foundation for lifetime income

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Retirement Foundation ADV provides guaranteed income with the potential for increases.

Planning for retirement income can be complicated, but the Retirement Foundation ADV Annuity can help make it a bit simpler.

Like all fixed index annuities, Retirement Foundation ADV Annuity offers you principal protection against market downturns, potential indexed interest, and the potential for tax-deferred growth.

But Retirement Foundation ADV offers even more: It has a simple design that features one contract value, an easy-to-understand crediting method, and an Income Benefit rider (automatically included at an additional cost). Plus it provides:

  • four external market indexes,
  • an option for potentially increasing lifetime withdrawal percentages, and
  • choices for receiving lifetime income withdrawals.

If you’re interested in building a foundation for lifetime income, Retirement Foundation ADV may be a good choice.


Next steps:

Talk to your financial professional to see if Retirement Foundation ADV is appropriate for you. Here are some questions they can help answer:

  1. How are the annuity’s principal and any credited interest protected?
  2. How can this product provide income for life and assist with the rising cost of living?
  3. What backs up any guarantees available with this product?
  4. What else should I consider that might impact my retirement?

Any distributions are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060. (C95493-MVA, R95374-01-MVA)

Product and feature availability may vary by state.

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