Confidence beats uncertainty

With diversifying, you’re prepared. With Allianz, you’re ready.

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Don't let volatility hold you back

Rather than chasing results, help make consistency and predictability the goal for your clients. Diversifying index allocations within their policy can help reduce the impacts of economic uncertainty – providing the opportunity for more consistent returns.

With Allianz Life Accumulator® Indexed Universal Life Insurance Policy, you have product features and exclusive resources to help you create a strategy that addresses your client’s level of risk tolerance and limits their exposure to market volatility.

60%

want protection from volatility

60% of consumers say they are looking to add more protection to their portfolio after recent market volatility.1

Diversification strategies made easier

Allianz Life Accumulator® offers multiple allocation options that react differently in a variety of economic environments – plus tools and resources that you can use with your clients to discuss and explore diversification strategies.
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Allocation Insights Tool

Explore how the different allocation options we offer could react in a variety of market conditions.
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Index Lock

Give your clients the ability to capture an index value when the market is up, or help limit a loss when the market is down.

Create a diversified strategy for your client

Start by calling the Life Case Design Team, 800.950.7372.

Confidence also beats uncertainty at the Olympic and Paralympic Winter Games Milano Cortina 2026

Allianz is proud to be the Worldwide Insurance Partner of the International Olympic and Paralympic Movements – uniting more than 200 nations and inspiring the world through the achievements of these amazing, relentless athletes.

1 Allianz 2025 Q3 Quarterly Market Perceptions Study, conducted in August 2024 with a nationally representative sample of 1,005 respondents age 18+.

Indexed universal life insurance (IUL) provides a death benefit that is generally paid to beneficiaries income-tax- free, as well as the potential to build accumulation value.

IUL policies require qualification through health and financial underwriting.

Diversifying within an IUL does not ensure that a policy will be credited with interest in any given year.

Exercising an Index Lock may result in a credit higher or lower than if the Index Lock had not been exercised. We will not provide advice or notify you regarding whether you should exercise an Index Lock or the optimal time for doing so.

Annuity guarantees are backed solely by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060.

This content does not apply in the state of New York.

Product and feature availability may vary by state and broker/dealer.

For financial professional use only – not for use with the public.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF