hero allianz advisory solutions

A commitment to RIAs from an industry leader in risk management

Allianz Life Insurance Company of North America (Allianz) commits dedicated resources and invests in helping independent advisors integrate risk management solutions, including annuities, as part of a comprehensive wealth management practice.

Allianz Advisory Solutions


Risk management solutions

Take advantage of our growing suite of risk management solutions for multiple planning objectives across a spectrum of practice models and partner affiliations.
Search DocumentSearch Document

Advanced strategies and planning

Connect with our experienced team of CERTIFIED FINANCIAL PLANNER™ professionals, tax attorneys, and advanced planning strategists.

Wealth management platforms

Integrate direct data feeds from many of the largest platforms in the industry – with full-service assistance from our dedicated tech support team.

Connect with a member of the RIA & Institutional Markets team to learn more.

By integrating insurance in your planning capabilities, we can help you develop deeper relationships with your clients and add more long-term sustainability to your practice. Benefits include:

  • Differentiation from commoditized investment planning
  • A holistic spectrum of solutions that can better equip you to fulfill fiduciary obligations
  • Improved wallet share potential and retention for your clients could invite higher valuation for your business
man using laptop

Ready to implement fee-based annuities into your practice?

Connect with our Business Operations team to:

  • Request an RIA selling agreement
  • Access our retirement solutions platform
  • Establish data connectivity to better manage client accounts
woman in call center
Light BulbLight Bulb

Insights and resources

Can Systematic Risk Be Reduced? A Solution to Consider

In times of uncertainty, identifying investments that offer a suitable balance of risk and return can be challenging. It’s true that diversification can help reduce some risks, but other systematic risks, such as geopolitical conflict, war, inflation, and recessions, generally cannot be reduced through diversification alone. By allocating a portion of a portfolio to risk-managed solutions, such as modernized, fee-based annuities, you can help clients better prepare for these types of risks.

Controllable Factors and Uncontrollable Risks in a Retirement Spending Plan

As the need for consistent retirement income has increased, our analysis supports that adding a registered index-linked annuity (RILA) can help reduce a client’s exposure to uncontrollable risks impacting their retirement spending plan.


Allianz risk management solutions

• Advisory and brokerage indexed annuities (Allianz)

• RIA-ready ETFs (AllianzIM)1

• Life insurance (Allianz)

Addressing transition and longevity risk

Index Advantage Income ADV® offers a modern approach to managing transition and longevity risk. Key elements of our product design include a robust investment chassis with a range of index options, the ability to generate more income alpha, and the flexibility to actively manage client assets based on their individual needs.

Addressing portfolio risk and volatility

Allianz Index Advantage ADV® Variable Annuity offers a flexible, cost-effective alternative to addressing portfolio volatility. It provides varying levels of protection, a menu of options for domestic and global equity exposure, and a low annual product fee of 0.25%.

Brokerage products

Allianz annuities provide reliable retirement income, and our life insurance offers financial protection for you and your family.

AlianzIM ETFs

A series of ETFs designed to bring the Allianz Investment Management LLC hedging capabilities and track record of managing risk to the retail investor.1

Product due diligence

Our institutional portfolio managers and actuaries can work with you to analyze how implementing an annuity in a portfolio can help you more efficiently plan for longevity, address volatility, and help improve quantifiable financial outcomes.

Search DocumentSearch Document

Advanced strategies and planning

Premier strategic and planning support from our specialized technical professionals.

Retirement income planning

We have CERTIFIED FINANCIAL PLANNER™ professionals to help model annuity products in popular planning software, like eMoney and MoneyGuidePro, so you can help improve your clients’ confidence by better demonstrating the value of risk management solutions.3

Advanced strategies logos include eMoney Advisor, Envestnet MoneyGuide and RightCapital

Advanced markets

Our experienced team of tax attorneys and advanced planning strategists are available for training, technical questions, and advanced cases on tax rules and new legislation, Social Security, retirement strategies, and estate planning strategies.4

young woman customer service rep

Wealth management platforms

We integrate with wealth-management platforms for a seamless experience that helps you manage every aspect of your practice, from streamlining your discovery process and finding new leads, to account aggregation, executing trades, customized reporting, and more.

logos for technology and platforms

Linking your Allianz annuity data

Allianz has several ways for advisors to receive annuity data in their technology platforms. We are continuously adding direct-feed partners to ensure advisors can facilitate reporting, billing, and managing their clients efficiently through technology.

Meet the Allianz RIA Concierge Desk

We make it easy to integrate annuities into your practice with first-class support. Our insurance-licensed and securities-registered team will provide individualized client recommendations, and when the time comes to execute, our implementation team will handle the heavy lifting.5

Badge RibbonBadge Ribbon

Additional resources

Our inventory of industry insights and tools is yours to use.

Allianz Life Ventures

We leverage our Allianz Life Ventures program to provide you access to leading-edge knowledge, tools, and capabilities in the financial service industry.

Vestwell, LifeYield and Halo company logos

Specializing in risk management

Since 1896, Allianz Life has been honoring guarantees and keeping the promises we make to our customers. We use the extensive risk-management capabilities of Allianz Investment Management LLC (AIM US) to monitor and manage risk in real time. And we’re proud of our disciplined investment approach, which focuses on stability, reliability, and long-term gains.


An industry leader in indexing

Allianz Life has been the #1 provider of fixed index annuities for 20 of the past 24 years, with the #1 product in the industry in 2023.6


More than 3.9 million contracts

Our innovative products are helping nearly three and a quarter million Americans pursue their long-term financial goals.

Allianz Investment Management LLC global hedge platform

Our affiliation with Allianz Investment Management LLC (AIM)  provides extensive in-house capabilities that allow us to invest for steady performance and manage risk in real time. We’ve been successfully hedging our products since 1996.
people sitting

About our parent company, Allianz SE

We’re proud to be part of Allianz SE. Founded in 1890 in Munich, Germany, today Allianz SE is a global financial powerhouse serving more than 100 million customers worldwide.

Allianz SE is the world’s:

  • 67th largest company7
  • 7th largest asset manager8
  • 3rd highest ranked insurance company, based on a composite score of four metrics: sales, profits, assets, and market value9

This content is for general informational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties; nor is it intended to market, promote, or recommend any tax plan or arrangement. Allianz Life Insurance Company of North America, Allianz Life Insurance Company of New York, their affiliates, and their employees and representatives do not give legal or tax advice or advice related to Medicare or Social Security benefits. You are encouraged to consult with your own legal, tax, and financial professionals for specific advice or product recommendations, or to go to your local Social Security Administration office regarding your particular situation. Guarantees are backed solely by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America and do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

Risk management consultants market risk management solutions and provide education and information related to products they market and do not provide financial or investment advice.

1 Allianz Investment Management LLC (AllianzIM) is a registered investment adviser and wholly-owned subsidiary of Allianz Life Insurance Company of North America.

2 Increasing income opportunities are provided through an additional-cost rider.

3 Allianz Life Insurance Company of North America does not provide financial planning services.

4 The Advanced Markets team does not provide tax or legal advice.

5 Concierge Desk members are securities registered with the Leaders Group, Inc., member FINRA/SIPC.

6 Wink's Sales & Market Report, Sales Data Query, 1Q 2000 – 4Q 2023.

7 Fortune Global 500, August 2023. Ranking based on revenue.

8 Allianz SE: TAI/P&I 500, October 2023. Ranked by total AUM.

9 Forbes Global 2000: The World’s Largest Insurance Companies in 2023, June 2023.

For ETFs:

Investing involves risk, including possible loss of principal. There is no guarantee the funds will achieve their investment objectives and may not be suitable for all investors.

Investors should consider the investment objectives, risks, charges, and expenses carefully before investing. For a prospectus with this and other information about the Fund, please call 877.429.3837 or visit www.allianzimetfs.com and review the prospectus. Investors should read the prospectus before investing.

ETFs are distributed by Foreside Fund Services, LLC. Allianz Investment Management LLC and Allianz Life Insurance Company of North America are not affiliated with Foreside Fund Services, LLC.

Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Variable annuity guarantees do not apply to the performance of the variable subaccounts, which will fluctuate with market conditions.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America. Registered index-linked annuities (RILAs) are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.542.5427 www.allianzlife.com

This content does not apply in the state of New York.

For registered investment adviser use only – not for use with the public.