Over a decade of RILA innovation and we’re not done yet

Allianz Life Insurance Company of North America (Allianz) offers registered index-linked annuities (RILAs) that deliver a combination of performance potential WITH a level of protection.
BadgeBadge
Allianz® RILAs can provide the performance potential your clients want with a level of protection they need. RILAs also offer tax deferral, variable and index options, lifetime annuity payout options, and a death benefit during the accumulation phase.

Experience the Allianz difference

ShapesShapes
Dynamic risk management and hedging capabilities through Allianz Investment Management U.S. LLC2 allow for daily valuation, greater flexibility, and additional cost efficiencies.
TargetTarget

By the numbers

259K
Contracts issued3
$55.6B
Cumulative purchase payments4
625,238
Total Performance Locks
executed since inception5
12.01%
Average value of locked-in
index option value
since inception5
$3.8B
Total amount of gains that have been locked in since inception5

Executing a Performance Lock may result in receiving less than what the performance credit would have been had a Performance Lock not been exercised. We will not provide advice or notification regarding whether a Performance Lock or Early Reallocation (also known as "get back in") should be executed, the optimal time to do so, or if a Performance Lock or Early Reallocation is exercised at a suboptimal time. We are not responsible for any losses related to executing a Performance Lock or Early Reallocation. Early Reallocation rates received may be less than the Early Reallocation rates that become available later in the index year, or the renewal rates available on the next Index Anniversary.

Badge RibbonBadge Ribbon

Leading with strength

BadgeBadge

Barron's names Allianz among the best RILA annuities.8

Light BulbLight Bulb

A history of innovation 

We've provided innovation and consumer value for over a decade.
QuestionQuestion

Ready to get started?

Call the Sales Desk today to become part of our history and our future. Complete sales support is available at 800.542.5427.

1 Based on individual variable and registered index-linked annuities, with guaranteed lifetime withdrawal benefits (initial single life level payments), as of 9/21/2023. Specific contract/benefit details are provided in the annuity prospectuses, which are available from annuity companies’ websites.

2 Allianz Investment Management U.S. LLC (AIM US) is an investment adviser and wholly owned subsidiary of Allianz Life Insurance Company of North America. AIM US provides investment management and hedging services for the broader Allianz Group.

3 Total number of all Allianz® registered index-linked annuity contracts issued between 9/16/2013 and 6/30/2025.

4 Cumulative purchase payments issued through 226,143 Allianz® registered index-linked annuity contracts between 9/16/2013 and 6/30/2025.

5 The total number of Allianz Life Insurance Company of North America RILA contracts that applied the Performance Lock feature from 9/16/2013 to 9/30/2025 was 135,875. Of those contracts, there were 625,238 Performance Locks executed. Total index option value gains represents an aggregate number of gains and losses for contracts that executed Performance Lock. Potential performance credit varies by index option. Past performance is not an indication of future results.

6 The Standard & Poor’s rating of AA (Very Strong) is the third highest of 21 possible ratings, and was affirmed February 2025. The independent agency rating is based on an analysis of financial results and an evaluation of management objectives and strategies. The rating does not pertain to the variable options, which fluctuate with market conditions. The rating does not indicate approval by the analysts and is subject to change. For a full description of how rating categories are assigned, please refer to the rating agency's website: www.standardandpoors.com

7 Based on insurance company providers of individual registered index-linked annuities, as of February 2025. Specific company ratings are available from the annuity companies’ websites and also from the rating agency’s website: www.standardandpoors.com

8 Barron's top 100 annuities list 2023. Barron’s is a publication and not a ratings agency. Annuities included on the Barron’s list are based on limited criteria and should not be construed as a comprehensive comparison of product features and benefits. Financial professionals should consider all aspects of an annuity and a client’s needs when providing a product recommendation.

Check the background of Allianz Life Financial Services, LLC on FINRA's BrokerCheck.

RILAs are subject to investment risk, including possible loss of principal. Investment returns and principal value will fluctuate with market conditions so that contract value, upon distribution, may be worth more or less than the original cost.

Withdrawals will reduce the contract value and the value of any potential protection benefits. Withdrawals taken within the period stated in the prospectus will be subject to a withdrawal charge or a Market Value Adjustment (MVA), depending on the product.  All withdrawals are subject to ordinary income tax and, if taken prior to age 59½, may be subject to a 10% federal additional tax.

For more complete information about registered index-linked annuities (RILAs) and any available variable option(s), call Allianz Life Financial Services, LLC at 800.542.5427 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the RILA, index options, and any available variable option(s), which your clients should carefully consider. Encourage your clients to read the prospectuses thoroughly before sending money.

Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company and do not apply to the performance of the variable subaccount(s), which will fluctuate with market conditions.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America (Allianz). Registered index-linked annuities are distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN  55416-1297. 800.624.0197 (L40538-01, L40538-01-IADV)

This content does not apply in the state of New York.

For broker/dealer use only – not for use with the public.

Product and feature availability may vary by state and broker/dealer.