A life insurance strategy for high-net-worth clients

Money ExchangeMoney Exchange

Premium financing – using the power of leveraging

For high-net-worth clients and business owners, life insurance can be an important financial tool. But if their cash flow is tied up in a business or other financial vehicle, they may not have access to the available funds without liquidating other assets.

Show these individuals how to use leveraging to get the coverage they need – by obtaining a bank loan to pay the premiums on a large life insurance policy.

A premium finance strategy can help with other financial goals as well. We have the essential information you’ll need to approach this market and properly execute the sale.

Why choose the Allianz® premium financing program?

Line GraphLine Graph

We can help support you in the premium finance market

StocksStocks

Our indexed universal life (IUL) product is designed for a premium finance strategy

ContactContact

Dedicated advanced markets support

HandshakeHandshake

Robust marketing support

DocumentDocument

Premium finance materials

QuestionQuestion

Ready to learn more?

For access to all of our marketing tools and resources, log in to our secure agent website or call the Life Case Design Team at 800.950.7372.

Clients should consult with their tax advisor if considering a premium financing strategy to determine if it is appropriate for their specific situation.

Allianz does not give any legal or tax advice related to or receive any form of compensation from premium financing arrangements. Allianz assumes no responsibility for the obligations, demands, losses, or liabilities, including attorney fees, resulting from the premium financing arrangement. Allianz does not engage in recommending, endorsing, sponsoring, or providing premium financing arrangements. Clients should be informed of the risks involved with premium financing arrangements which include, but are not limited to: lender solvency risk, loan interest rate risk, loan renewal risk, the risk of policy underperformance, loan collateral risk, the risk of policy lapse and related tax implications.

IUL provides a death benefit that is generally paid income tax-free to beneficiaries, and the potential to build accumulation value. IUL requires qualification through health and financial underwriting. IUL is not a source of guaranteed retirement income.

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.950.1962

Product and feature availability may vary by state and broker/dealer.

For financial professional use only – not for use with the public.