Work more efficiently, prospect more effectively

We support our fixed index universal life (FIUL) policies – and the financial professionals who work with us – with deep resources and technology to make their jobs easier and help them be more responsive to client needs.

Benefits of FIUL

FIUL starts with a death benefit – but doesn’t end there. Help clients understand FIUL and its many benefits in an overall financial strategy.

Life insurance in retirement

Risks to retirement assets don’t go away in retirement – learn how life insurance can help with the impacts of taxation, volatility, and more.

Supplemental college funding

Show how life insurance can help bridge the gap between the costs of college and what clients have saved or borrowed.

Middle market prospecting

This often overlooked consumer segment has the financial needs and available assets for life insurance – find out more.

Digital tools

We’ve invested in leading-edge interactive tools to help you tailor and present policy proposals and instantly access policy details.
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Client videos


Demystify the underwriting process for your clients and walk them through the necessary steps.


Ready to learn more?

For access to all of our marketing tools and resources, log in to our secure agent website or call the Life Case Design Team at 800.950.7372.

Allianz Life Insurance Company of North America does not provide financial planning services.

FIUL is not a source for guaranteed income in retirement and is not a traditional college funding vehicle. FIUL provides a death benefit that is generally paid income-tax-free to beneficiaries and offers the potential to help supplement a retirement or college funding strategy through policy loans and withdrawals.

Policy loans and withdrawals will reduce the available cash value and death benefit and may cause the policy to lapse, or affect guarantees against lapse. Withdrawals in excess of premiums paid will be subject to ordinary income tax. Additional premium payments may be required to keep the policy in force. In the event of a lapse, outstanding policy loans in excess of unrecovered cost basis will be subject to ordinary income tax. If a policy is a modified endowment contract (MEC), policy loans and withdrawals will be taxable as ordinary income to the extent there are earnings in the policy. If any of these features are exercised prior to age 59½ on a MEC, a 10% federal additional tax may be imposed. Tax laws are subject to change and clients should consult a tax professional.

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

Product P64339 is issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.950.1962.

Product and feature availability may vary by state and broker/dealer.

This content does not apply in the state of New York.

For financial professional use only – not for use with the public.