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Indexed universal life insurance (IUL) provides a death benefit that is generally paid income-tax-free to beneficiaries, as well as accumulation potential that can be used for various financial needs.
Indexed universal life insurance is subject to health and financial underwriting.
Diversifying within a policy does not ensure that it will be credited with interest in any given year.
Potential locked-in interest will vary based on a variety of factors including index allocation option, date that lock is executed, and market conditions. No single allocation option will be most effective in all market environments.
Because the index value locks at the end of the day, the value used to determine your index credit may be higher or lower than at the time of the request. Exercising an Index Lock may result in a credit higher or lower than if the Index Lock had not been exercised. We will not provide advice or notification regarding whether to exercise an Index Lock or the optimal time for doing so.
For financial professional use only – not for use with the public.
Product and feature availability may vary by state and broker/dealer.
Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.
This content does not apply in the state of New York.
Product P64339 is issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.950.1962.
