Insights and Education

Your source for actionable research around today’s retirement realities

New research indicates greater retirement uncertainty and reduced confidence as more Americans rely on their defined contribution plans to cover essential needs

New strategies are needed to help Americans feel more confident in the years leading up to and throughout retirement. Deepen your understanding of the forces influencing the defined contribution landscape with key insights from our knowledgeable professionals.

Our thought leadership is designed to help you:

  • Understand participant attitudes and expectations
  • Evaluate retirement income solutions
  • Gain perspective from diverse voices across product, legal, technology, and distribution

Personalization + Protection with Purpose

Personal factors – such as an individual’s financial and physical health as well as global shifts and new mindsets for how people live, work, and retire – have underscored a need for more tailored approaches to retirement savings.

New, tech-enabled solutions are bringing such personalization to life. Yet another reality remains: 401(k)s and other retirement plans invested in the stock market are not protected from market downturns.

Our new white paper explores how guaranteed lifetime income delivered through a managed account platform can help participants build a protected foundation for retirement income centered on their needs.


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Read our blog series

Insights and perspectives from knowledgeable professionals on technology, legal, and demographic considerations for guaranteed lifetime income.

Addressing 5 fiduciary concerns for guaranteed lifetime income

When navigating this new territory of income products, it’s important to ask questions. By understanding how these solutions serve participants, plan fiduciaries can make informed choices and help have a positive impact on outcomes.

Retirement income: Why personalization + protection matters for women

For women, who often have more retirement years to plan for than men do, on less lifetime earnings, personalization and protection are essential to achieving equitable outcomes.

Tech-enabled solutions drive a new era of defined contribution plans

See how advancements in data science – and new technologies that reduce the cost and complexity of connecting to product and service providers –  are helping bring personalization and protection to scale.

Rethinking technology beyond Secure 2.0

Explore how existing technology can ease the administrative lift to help accelerate the implementation of guaranteed lifetime income solutions amid regulatory changes.
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Download our resources on retirement trends and insights

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Growing demand for guaranteed income solutions

See how current trends may help explain why employer-sponsored plan participants are interested in adding a strategy for guaranteed retirement income.
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The changing outlook on retirement

Consider the known and unknown risks to retirement.
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Longevity + inflation

Find out how to help fight inflation and make retirement income last.
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Growth + sequence of returns

See how guaranteed lifetime income can help improve retirement portfolio outcomes.
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The compounding complexities of retirement income planning

Discover a potential solution for several common retirement risks.

Prudent practices for retirement income solutions

Learn how to prudently evaluate, select, and oversee retirement income solutions in qualified defined contribution plans.
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Newsroom

Our latest news and press releases

In-Plan Guaranteed Lifetime Income Solutions for Real People

Jan. 10, 2023

Allianz Lifetime Income+® Annuity now available in plans nationwide

Nov. 1, 2022

RPA EDGE: Michael DeFeo on the Future of Retirement Income Products

July 5, 2022

Micruity Raises $5.1M to Pensionize 401(k) Plans

Feb. 10, 2022

New Research Indicates Strong Plan Sponsor Interest in Guaranteed Lifetime Income Options

Oct. 11, 2021

Allianz Life Partners with iJoin and IPX to Offer Guaranteed Income Option

Sept. 9, 2021

Allianz Life Annuity Products Now Supported on Morningstar® Retirement Manager®

Aug. 17, 2021
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Connect with our team

Determine how Allianz Lifetime Income+® could help enhance your DC plan offerings.

This content is for general informational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties; nor is it intended to market, promote, or recommend any tax plan or arrangement. Allianz Life Insurance Company of North America, its affiliates, and their employees and representatives do not give legal or tax advice or advice related to Medicare or Social Security benefits. You are encouraged to consult with your own legal, tax, and financial professionals for specific advice or product recommendations, or to go to your local Social Security Administration office regarding your particular situation.

Allianz Life Insurance Company of North America does not offer financial planning services.

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (C64712-MVA)

Product and feature availability may vary by state and broker/dealer.