Insights and Education

Your source for actionable research around today’s retirement realities

New research indicates greater retirement uncertainty and reduced confidence as more Americans rely on their defined contribution plans to cover essential needs

New strategies are needed to help Americans feel more confident in the years leading up to and throughout retirement. Deepen your understanding of the forces influencing the defined contribution landscape with key insights from our knowledgeable professionals.

Our thought leadership is designed to help you:

  • Understand participant attitudes and expectations
  • Evaluate retirement income solutions
  • Gain perspective from diverse voices across product, legal, technology, and distribution

Fuel your income knowledge

From changing demographics to economic uncertainties, plan participants face a number of risks when it comes to planning for retirement. Guaranteed lifetime income solutions, such as annuities, are an innovative solution that can help address these risks – and improve outcomes.

However, not all income strategies are created equal. There’s a range of guaranteed lifetime income products and implementation options that offer unique advantages for different plan and participant preferences. That’s why we’ve developed a framework to help you put these products into perspective and find the right fit for your clients.


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Read our blog series

Insights and perspectives from knowledgeable professionals on technology, legal, and demographic considerations for guaranteed lifetime income.

3 ways your digital strategy can help enhance participant outcomes

Revolutionizing retirement outcomes cannot happen without embracing innovation. Today, new technology and strategies exist that can help deliver more technically complex products in a way that is simpler and more seamless for plan participants.

How a unique approach to hedging helps us deliver more value

When it comes to providing guaranteed lifetime income, a strong risk management framework is essential to ensuring that insurance companies are able to stay true to their promises.

A new frontier: Rethinking the risk reward framework for retirement income

Traditional investment approaches have provided guidance to workers accumulating assets for retirement, but what about when it comes to taking income?

Addressing 5 fiduciary concerns for guaranteed lifetime income

When navigating this new territory of income products, it’s important to ask questions. By understanding how these solutions serve participants, plan fiduciaries can make informed choices and help have a positive impact on outcomes.
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Download our resources on retirement trends and insights

From income to outcomes (PDF)

Four hypothetical case studies demonstrating how adding Allianz Lifetime Income+® Annuity to an employer-sponsored 401(k) plan can help improve participant outcomes.

Personalization + Protection with Purpose (PDF)

See how guaranteed lifetime income delivered through a managed account platform can help participants build a protected foundation for retirement income with a level of protection centered on their needs.

Growing demand for guaranteed income solutions (PDF)

See how current trends may help explain why employer-sponsored plan participants are interested in adding a strategy for guaranteed retirement income.

The changing outlook on retirement (PDF)

Consider the known and unknown risks to retirement.

Longevity + inflation (PDF)

Find out how to help fight inflation and make retirement income last.

Growth + sequence of returns (PDF)

See how guaranteed lifetime income can help improve retirement portfolio outcomes.

The compounding complexities of retirement income planning (PDF)

Discover a potential solution for several common retirement risks.

Assessing Guaranteed Lifetime Income Programs Utilizing CITs (PDF)

Explore practical considerations for integrating the use of a Collective Investment Trust (CIT) with a guaranteed lifetime income program.
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Determine how Allianz Lifetime Income+® could help enhance your DC plan offerings.

This content is for general informational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties; nor is it intended to market, promote, or recommend any tax plan or arrangement. Allianz Life Insurance Company of North America, its affiliates, and their employees and representatives do not give legal or tax advice or advice related to Medicare or Social Security benefits. You are encouraged to consult with your own legal, tax, and financial professionals for specific advice or product recommendations, or to go to your local Social Security Administration office regarding your particular situation.

Allianz Life Insurance Company of North America does not offer financial planning services.

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

• Not FDIC insured • May lose value • No bank or credit union guarantee • Not a deposit • Not insured by any federal government agency or NCUA/NCUSIF

Products are issued by Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. (C64712-MVA)

Product and feature availability may vary by state and broker/dealer.